Should we get insurance when renting a home?
When you’re hashtag#rentingahouse, it can be easy to think of insurance as your landlord’s problem.
You’re just the hashtag#tenant, right?
It’s important to remember that while you don’t own the place you call home, it’s filled with all your stuff 📺📸💿📱🚲⛷️🏂🏌️🏄🏋️👕👖👢👜🏏🏒🎹🥁🖥️(you get the picture) – and that stuff could cost a lot to replace if the worst happens.
For example, if there’s a big fire 🔥, the landlord’s insurance will cover the structural damage to the home but it won’t cover the loss of your clothes, electronics, furniture or anything else you had inside at the time.
That’s where contents insurance comes in.👍 Start by calculating your laptop, smartphone and clothes, plus any big electrical appliances (like a TV or washing machine). Even the cost of replacing your bed, sheets, duvet and pillows might make you wince.
If the thought of having to replace all those items with your own savings sounds painful, insurance might be worth it for you, after all.
Contact me for more real estate tips 0274 951 536 📱
#realestatetips hashtag#mattwineerarealestate hashtag#tauranga
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