Bigger profits for them or lower interest rates for you? What would you choose?
Would you rather finance companies made bigger profits, or you paid less interest when you borrow money? Would you rather profits go off-shore, or your finances are managed by you and people in your neighbourhood?
Westforce is an independent credit union whose customers are its members. It offers similar products and services to finance companies and since leaving the NZ Association of Credit Unions, has introduced its own Debit Card & Mobile Accounts App, and moved to a NZ -based operating finance system.
“Westforce is committed to providing some of the best lending available, leaving money in families’ pockets,” Victor Martick, Westforce GM, says.
Go to www.westforce.org.nz or call 09 828 8285
Westforce Credit Union is not a bank but like a bank is supervised by the Reserve Bank of New Zealand. Westforce Credit Union deposits are secured by a first ranking Trust Deed. Westforce is exempt from requiring a Credit Rating and is licensed with the Reserve Bank of New Zealand as a Non-Bank Deposit Taker. Westforce Credit Union’s current product disclosure statement is available from www.business.govt.nz/disclose.
Poll: When should the tree go up? 🎄
From what we've heard, some Christmas trees are already being assembled and decorated.
What are your thoughts on the best time to get your Christmas tree up?
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5% Second half of November
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44.1% 1st December
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17% A week before Christmas
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32.5% Whenever you wish
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1.4% Other - I'll share below
What's your favourite tomato recipe?
Kia ora neighbours. We know your tomato plants are still growing, but we're looking ahead to the harvest already! If you've got a family recipe for tomatoes, we'd love to see it and maybe publish it in our magazine to share with our readers. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our February 2025 issue.
Dental Implants
A successful Dental Implant Placed by Dr Martin J Cribbin at CM Dental ltd in Henderson, replacing a lower left molar which had fractured and could not be root filled.
Where there is sufficient bone the dental implant can offer a better solution than bridge work as there is no damage to the teeth adjacent by cutting them down to create space for the bridgework.
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