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2764 days ago

Claim Time Is Too Late To Find Out You're Not Covered

John Heritage from John Heritage & Associates

Most of us don't bother to read the small print of our insurance policies and, sadly, only find out at claim time that we don't have the cover we thought we had. Call me sad if you like, but that's what I do for a living and it is surprising what turns up. Only the other day I checked over a policy someone's bank had sold her to cover her mortgage if she was unable to work for more than 4 weeks. She had no idea that any benefit received would be taxable, that she would only be paid for a maximum of 3 years and that if she was getting ACC she wouldn't get paid at all. "I'm only 32," she said, "How are we going to pay the bills if I can never work again - it'll be 30 years before the pension kicks in?" How indeed - and as her partner earns more than $2,500pm she's unlikely to get anything from WINZ so they would be in real trouble.
To avoid any nasty surprises at claim time why not let me carry out a WOF on your policy (see attachment for more details) and tell you how it stacks up? Normally valued at $200, for a limited time there is no charge to members of Neighbourly, and no obligation to take things any further - so you've really got nothing to lose.
To claim your free, no obligation policy WOF, call me (John) on 855 9041 or 021 184 3499.

Get a Free WOF - new version.pdf Download View

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Cast a vote and share your thoughts below.

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11 hours ago

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