First Rung: Debt Free Diva saves deposit for first home in 12 months
One of the best things about working for homed is all the inspiring people I get to chat to. One of my favs, and the most inspiring was Tracey Hemingway, who as The Debt Free Diva offers advice and guidance on getting your finances under control and working for you.
She knows what she's talking about, too. Not only did she smash more than $90k of debt in three years, but in the year since she paid it off, she's saved enough, on top of her Kiwisaver, to pay the deposit on a home of her own.
It wasn't easy, and Tracy would be the first person to tell you that! But it is doable. Check out how, and have a listen to our episode of First Rung about Settlement day, on this link below. It includes some tips from Tracy on setting up a budget to manage your finance when you have a mortgage to pay.
What's your favourite tomato recipe?
Kia ora neighbours. We know your tomato plants are still growing, but we're looking ahead to the harvest already! If you've got a family recipe for tomatoes, we'd love to see it and maybe publish it in our magazine to share with our readers. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our February 2025 issue.
Poll: When should the tree go up? 🎄
From what we've heard, some Christmas trees are already being assembled and decorated.
What are your thoughts on the best time to get your Christmas tree up?
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5.1% Second half of November
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43.1% 1st December
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17% A week before Christmas
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33.3% Whenever you wish
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1.5% Other - I'll share below
Spring spruce up
Spring is the season of new beginnings and the perfect time to declutter and refresh your home. Imagine stepping into a space that feels open, organised, and filled with only what truly matters. Whether you’re looking to simplify your life, want to downsize, or just enjoy a more comfortable living space, decluttering is a great way to start.
With these expert tips from decluttering and organising specialist Peter Walsh, you can take small steps toward a clutter-free home that you’ll love spending time in.
Click read more for more article.
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