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FIVE SMALL HOME IDEAS THAT MAKE IT EASY FOR YOU TO DOWNSIZE
Once upon a time, every Kiwi dreamed of a quarter-acre section complete with a house, two-car garage, rotary clothesline and vege garden. This ideal persists for many, but some are rewriting their home ownership dream to include more efficient spaces, communal areas and green technology.
At the end of the day, the question we all ask ourselves is: what kind of home will allow us and our families to live well in 2018 and beyond? Small living offers some appealing solutions, and every year there are more and more options for small homes on the market, as well as ideas for shrinking our environmental footprint.
1. APARTMENTS
Kiwis are embracing the more compact lifestyle offered by apartment living and not just in Auckland. The Salt development in Mt Maunganui includes 52 apartments, 19 townhouses, a cafe and childcare centre and is almost completely sold.
The Pinnacle complex in Wellington is due for completion at the end of this year and the same developers are also building Victoria Street Precinct, a neighbouring apartment building containing 140 dwellings which all sold off the plans. If you love eating out and seeing movies, but can take or leave several hours of gardening every weekend, apartment life could be for you.
Pros
+ Less maintenance
+ Safe environment
+ Community vibe
+ Central location
+ Consent, design and build process managed for you
+ Services often managed, too
Cons
+ Less green space
+ Proximity to neighbours
+ Body corporate fees and regulations can be costly and restrictive
+ Pets not always allowed
+ Less design freedom
Budget
Very dependent on your site and various other factors, but will be in the ballpark of $4K per square metre.
2. SMALL NEW BUILDS
A “small house” describes a home that is less than 93 square metres. So why bother with a small house when you could just design and build a generous home to suit your family? Part of the answer is: efficiency and ease.
Small house architecture is all about an efficient use of space that is customised to suit the way you live. “Small homes are easier to heat, cool, ventilate and clean,” says Tim Gittos of Space Craft Architects. He’s seeing increasing amounts of infill building on the scraps of leftover land in our cities. “For first-home buyers, small new-builds closer to the city centre have become a viable alternative to larger houses or cookie-cutter homes on the city outskirts,” he says.
Space Craft is also working on some exciting co-housing projects, where people club together to buy land and build small houses with shared common areas. “This is a very exciting new area to be a part of,” he says.
Pros
+ Can customise to suit site and preferences
+ High quality and finishing
+ Options for communal living
Cons
+ Can be a more expensive option
+ Can take longer from design to build
Considerations
+ The consent process will be similar to a normal new-build
+ Some subdivisions have minimum home-size requirements
Budget
+ Price depends on location, size and other factors.
+ A one-bedroom apartment in The Pinnacle in Wellington is priced at $395K while a three-bedroom is pricedat $920K.
3. TINY HOMES
A “tiny house” usually has a floor area of 46 square metres or less, with many built on trailers. You can try your hand at DIY but it will be a lot easier to enlist an expert. Build Tiny is a new Kiwi business that’s all about building design-led tiny houses.
Gina Stevens, the designer at Build Tiny, says the best thing about going tiny is the cost savings. “You can take the cash you save and spend it on travel, experiences, good food and wine, or simply work less,” she says. And her advice for people who are thinking about a tiny house? “Try before you buy. We recommend people stay in as many tiny homes as possible to experience tiny-house living first-hand.”
Pros
+ Semi-permanent homes can be moved
+ Less maintenance, savings on bills and insurance
+ Affordable option
Cons
+ Small space for families or pets
+ Lack of storage
+ Less solitary space or privacy
Considerations
+ Ensure you think through waste disposal, site and access requirements
Budget
A Build Tiny home will cost between $60K and $120K-plus. Costs may be less if you build your own, but you will need to allow for your own labour costs.
4. CONTAINER HOMES
The potential for recycled shipping containers to become raw building materials has really entered the mainstream, with containers showing up all over the place as garden sheds and storage units, as well as granny flats and baches. The popularity of the container look is also inspiring a new wave of designs – Podlife creates small modular buildings that look like extremely stylish containers.
Pros
+ Lower foundation costs
+ Structurally strong
+ Stylish and functional designs
+ Will fit small sections
+ Easy to transport
Cons
+ Consent can be tricky, but most building companies will help you manage this
+ Design options can be limited
Budget
A 10-square-metre pod from Podlife starts at $16K plus delivery costs.
5. PREFAB HOMES
A prefabricated home is built to your specifications in a factory and delivered to your site in one or more pieces. These days, there are multiple companies offering beautiful designs using modern materials.
Pros
+ More affordable than a custom new-build
+ Fast turnaround
+ Design, consent and build process managed for you
+ Efficient use of materials
+ Minimal site disruption
Cons
+ Less design freedom
+ You may have limited material and finish choices
+ Options may be restricted by site access
Considerations
+ Make sure you get a complete price, or be aware of what costs are excluded
+ You may need two building consents as the house will be built in one location then installed in another
Budget
A two-bedroom home from Greenhaven starts at $200K plus delivery, consent and on-site costs.
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Poll: Have you ever had a scary flight?
A plane flying from Christchurch to Wellington on Sunday had smoke billowing out of the engine and upon landing, passengers had to open the emergency exit and jump out. Have you had any scary flying experiences?
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56.5% Yes!
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43.5% No, it's always been smooth flying
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ALEXANDER ROAD SPEED LIMIT
Alexander Road in Trentham-Wallaceville of which 50% separates a golf course from a military encampment enclosure and the rest has mostly high fenced off industrial and residential areas on both sides, should have a 70km speed restriction.
Only a short time ago the road had a 80km restriction and was reduced to a pedestrian 50km much to the frustration of many. It has never been an accident prone stretch of road.
The several round-abouts ensure speed is reduced to 30-40km when these things occur.
I recently stayed a few days in Feilding - often given the title of the best town in NZ - and one of the lengthy main streets has a 70km speed restriction despite a predominance of unfenced residential properties on both sides.
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LIVE Q&A: Financial well-being with Cat Rikihana
Today (Wednesday) we're having another Neighbourly Q&A session. This time with Cat Rikihana who is a financial mentor, educator and financial capability practitioner at Financial Freedom Trust in the Manawatū.
Cat Rikihana (Ngai Tahu) like many financial mentors around Aotearoa, works with individuals, groups and whānau to successfully navigate financial stress and hardship. Mentors work alongside whānau to increase confidence and skills in personal money management and advocate with and for clients. Cat enjoys delivering online and face-to-face workshops which provide opportunities to normalise money conversations and encourages people to make time to consider their financial well-being.
Cat is also an independent financial well-being coach, educator and indigenous life coach at Restore Wellness Network. She is a published writer and currently in the process of writing her first non-fiction book: 'A financial self-care guide for women in Aotearoa.'
She'd love to answer any questions you may have around your budgeting and spending habits, strategies for saving, retirement planning and debt. (Don't be shy, but be mindful about what you disclose!)
↓ Share your questions now and Cat will reply to your comment below ↓
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