57 days ago

Entering the property market without a solid financial plan?..

Matt from Matt Wineera - Thats Real Estate with Matt Wineera

Entering the property market without a solid financial plan can lead to costly mistakes. Here’s why knowing your limits can set you up for success in the long term. 🏠💡

A clear financial plan is key to navigating the property market with confidence, especially when auctions are involved. Knowing your limits helps prevent panic buying and ensures you stay on track for long-term success.

The same approach applies to your house and contents insurance—exploring special rates for existing policyholders can save you money. 📄✨

When it comes to financing your home, a common guideline is to keep your mortgage costs under one-third of your income. Whether you opt for a low-interest loan or prefer the flexibility of an offset account, make sure to read the fine print carefully. Hidden restrictions could affect your future plans.

And while it’s easier said than done, each of these requirements will take time and energy to carry out. But it’s worth remembering that your efforts will be rewarded many times over in terms of self-satisfaction, presentation and many happy returns.

Looking for expert guidance to navigate the property market with confidence? Connect with me today, and let’s discuss a strategy that aligns with your financial goals

#RealEstateAdvice #PropertyInvestment #FinancialPlanning #MortgageStrategy #HomeOwnership #TaurangaRealEstate #HomeBuyingTips

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More messages from your neighbours
6 days ago

Poll: Should all neighbours have to contribute to improvements?

The Team from Neighbourly.co.nz

An Auckland court has ruled a woman doesn’t have to contribute towards the cost of fixing a driveway she shares with 10 neighbours.

When thinking about fences, driveways or tree felling, for example, do you think all neighbours should have to pay if the improvements directly benefit them?

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Should all neighbours have to contribute to improvements?
  • 82.1% Yes
    82.1% Complete
  • 15.2% No
    15.2% Complete
  • 2.7% Other - I'll share below
    2.7% Complete
2334 votes
15 days ago

What's your favourite recipe for courgettes?

Mei Leng Wong Reporter from NZ Gardener & Get Growing

Kia ora neighbours. If you've got a family recipe for courgettes, we'd love to see it and maybe publish it in our magazine. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our January 2025 issue.

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1 day ago

Should You Stay Home During Open Homes or Private Viewings? 🏡🤔

Matt from Matt Wineera - Thats Real Estate with Matt Wineera

Should You Stay Home During Open Homes or Private Viewings? 🏡🤔

When you list your home for sale, you might wonder: should you be there during inspections? While it’s your home, many agents suggest stepping out during these moments.
Here’s why:
1️⃣ Protecting Your Peace 🛡️
Selling a home is an emotional journey, and potential buyers often share candid opinions about your home. While their feedback can be valuable, it might feel personal when you’re nearby. Stepping out helps you avoid any unintended stress or discomfort.

2️⃣ Creating a Comfortable Atmosphere 🌟
Buyers want to imagine themselves living in your home, and that’s easier to do when they feel at ease. Your presence, even with the best intentions, might make them feel like guests rather than potential owners.

💡 Pro Tip: Take a break—go for coffee ☕ or enjoy a walk in the park 🌳 during inspections. It can make a big difference for everyone involved.

Have questions about selling your home or real estate in general?
Let’s connect—I’d love to help! 😊

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