Should we get insurance when renting a home?
When you’re hashtag#rentingahouse, it can be easy to think of insurance as your landlord’s problem.
You’re just the hashtag#tenant, right?
It’s important to remember that while you don’t own the place you call home, it’s filled with all your stuff 📺📸💿📱🚲⛷️🏂🏌️🏄🏋️👕👖👢👜🏏🏒🎹🥁🖥️(you get the picture) – and that stuff could cost a lot to replace if the worst happens.
For example, if there’s a big fire 🔥, the landlord’s insurance will cover the structural damage to the home but it won’t cover the loss of your clothes, electronics, furniture or anything else you had inside at the time.
That’s where contents insurance comes in.👍 Start by calculating your laptop, smartphone and clothes, plus any big electrical appliances (like a TV or washing machine). Even the cost of replacing your bed, sheets, duvet and pillows might make you wince.
If the thought of having to replace all those items with your own savings sounds painful, insurance might be worth it for you, after all.
Contact me for more real estate tips 0274 951 536 📱
#realestatetips hashtag#mattwineerarealestate hashtag#tauranga
The tiger who came to tea
Trays are such a useful item to have in the home – they are obviously great for serving food and drinks, particularly breakfast in bed! Find out how to create your own with Resene wallpaper and Resene Colorwood wood stain with these easy step by step instructions.
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What's your favourite recipe for courgettes?
Kia ora neighbours. If you've got a family recipe for courgettes, we'd love to see it and maybe publish it in our magazine. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our January 2025 issue.
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