Things you need to know before you borrow $$...
Hey neighbours, are you thinking of borrowing money by taking out a loan?
Before you do - there's a few things you really need to know about. Take a minute and read the tips below to ensure you're asking the right questions and getting the best loan for you.
1. Shop around! Interest rates, fees and terms must be made available to you by the lender. Make sure you compare details and make an informed decision about what loan is best for you.
2. Choose a lender. Did you know that when you borrow money to buy something, you don’t have to borrow from the same person who is selling the goods?
3. Understand. Whoever is loaning you the money must ask questions to make sure you can afford the loan. They also need to help you understand the key terms of the loan.
4. Be prepared. You'll need to provide your lender with information to show that you can afford to repay the loan. This might include proof of income and expenses so make sure you have it ready.
Don't get on Auntie's bad side and do your research! You can find more information here.
Your friends at Neighbourly
Poll: Are quality products on the decline?
Gift-giving looks a lot different these days when you can pick up super-cheap goods made overseas. But do they last?
Do you have any old items like appliances, electronics or clothing that have stood the test of time? Share below!
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91.6% Yes
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7.7% No
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0.7% Other - I'll share below
Only the Sharpest Minds Will Get This Riddle… Are You One of Them?
I twinkle and glow, guiding paths in the snow.
I’m not the sun, moon, or star in the sky,
yet on rooftops and trees, you’ll see me up high.
What am I?
Do you think you know the answer to our daily riddle? Don't spoil it for your neighbours! Simply 'Like' this post and we'll post the answer in the comments below at 2pm.
Want to stop seeing riddles in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.
Impersonating tow truck drivers
Police are warning drivers across Tāmaki Makarau to be on the lookout for dodgy tow truck drivers following several incidents in the past few months.
Motorists are being warned of a small group of people pretending to be tow truck drivers, committing crimes by using unregistered tow trucks to pick up vehicles.
Sergeant Suzannah Kimber, Counties Manukau Police, says the group steals vehicles by pretending to legitimately tow them before disposing of the vehicles.
“Recently these offenders towed a member of the public’s vehicle in plain sight.
“Members of the public drove past this tow truck while they were loading it up as it just looked normal.
“They even go as far as wearing high-visibility clothing.”
Sergeant Kimber says Police are taking the opportunity to remind the community that all tow trucks will have external sign writing with the company name and be able to produce their logbook if asked.
“They also must be registered as a transport operator.
“If you see a tow truck without any distinguishing features towing cars, please call Police immediately.”
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