Business loans "Prospa" - be careful
I see Prospa is posting a sponsored message. Be aware that interests have been reported as high as 30.2%.
Any loan without assets are going to charged a lot. While this could tide you over for a few months, I strongly recommend keeping the payback period as short as possible, preferably one month term.
From Prospa: "We use a risk-based pricing model to determine the cost for each individual customer using data such as industry, years in business and cash flow. We do also have to consider the current environment to responsibly assess risk, to ensure we lend appropriately."
SCAM ALERT
Own your Online website is part of the New Zealand government's work to raise understanding of cyber security issues for individuals and businesses, they have shared a message about a new scam that is targeting Kiwis.
Own Your Online say:
We are seeing a significant increase in reporting of ‘Hi Mum’ scams.
A ‘Hi Mum’ scam is a scam where a random message from an unknown number is sent to you claiming to be from a close relative, usually your son or daughter.
The fake relative often claims their phone is broken – which is why they’re contacting you from a different number – and will ask you to do something, sometimes asking you to help them with a payment or to do something by clicking a link.
If you receive one of these, don’t click the links. Try to contact your relative using their normal number which is probably still working.
You can also report these scam messages by forwarding free to Department of Internal Affairs on 7726
Check out Own Your Online scam checklist here.
Poll: Is street parking fair game?
Some people are frustrated by their neighbours or neighbour's friends parking on the street outside their house. This means they have to park further away themselves.
Do you think it is inconsiderate to park directly outside a neighbour's house on the road? Or do you think street parking is fair game?
Share your thoughts below.
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65.8% Yes, street parks belong to no one
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32% No, it's inconsiderate
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2.2% Other - I'll share below
Show us what you've been up to...
Brighten our day, and show us a glimpse into your world, neighbours.
We'd love to see some of the photos you've taken lately or any craft/DIY projects you're working on.
Simply add a photo below 📷🌅 🌻
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