Things you need to know before you borrow $$...
Hey neighbours, are you thinking of borrowing money by taking out a loan?
Before you do - there's a few things you really need to know about. Take a minute and read the tips below to ensure you're asking the right questions and getting the best loan for you.
1. Shop around! Interest rates, fees and terms must be made available to you by the lender. Make sure you compare details and make an informed decision about what loan is best for you.
2. Choose a lender. Did you know that when you borrow money to buy something, you don’t have to borrow from the same person who is selling the goods?
3. Understand. Whoever is loaning you the money must ask questions to make sure you can afford the loan. They also need to help you understand the key terms of the loan.
4. Be prepared. You'll need to provide your lender with information to show that you can afford to repay the loan. This might include proof of income and expenses so make sure you have it ready.
Don't get on Auntie's bad side and do your research! You can find more information here.
Your friends at Neighbourly
Poll: Do you think NZ should ban social media for youth?
The Australian Prime Minister has expressed plans to ban social media use for children.
This would make it illegal for under 16-year-olds to have accounts on platforms including TikTok, Instagram, Facebook and X.
Social media platforms would be tasked with ensuring children have no access (under-age children and their parents wouldn’t be penalised for breaching the age limit)
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Do you think NZ should follow suit? Vote in our poll and share your thoughts below.
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85.2% Yes
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13.5% No
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1.2% Other - I'll share below
What's your favourite recipe for courgettes?
Kia ora neighbours. If you've got a family recipe for courgettes, we'd love to see it and maybe publish it in our magazine. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our January 2025 issue.
Mitre 10 Park Hawke's Bay survey
A short Mitre 10 Park Hawke's Bay survey is open for people who don’t currently use the park. Your input, added to info from park users, will help shape a new master plan being prepared by the sports park management team that will (amongst other things) make the park more welcoming, accessible, and inclusive for all. Let them know what you think!
Topics include:
🏀 Awareness: Are you aware of the activities offered?
🏉 Perception: Do you feel the park is for everyone?
🏏 Access: Are there barriers keeping you from visiting?
🗓️ Survey closes 5pm, Sunday 1 December, 2024.
Take a few minutes to share your thoughts here:
www.myvoicemychoice.co.nz...
Hastings District Council is proud to support the development of a Mitre 10 Park master plan.
#HawkesBay #HaveYourSay #Mitre10SportsPark
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