Things you need to know before you borrow $$...
Hey neighbours, are you thinking of borrowing money by taking out a loan?
Before you do - there's a few things you really need to know about. Take a minute and read the tips below to ensure you're asking the right questions and getting the best loan for you.
1. Shop around! Interest rates, fees and terms must be made available to you by the lender. Make sure you compare details and make an informed decision about what loan is best for you.
2. Choose a lender. Did you know that when you borrow money to buy something, you don’t have to borrow from the same person who is selling the goods?
3. Understand. Whoever is loaning you the money must ask questions to make sure you can afford the loan. They also need to help you understand the key terms of the loan.
4. Be prepared. You'll need to provide your lender with information to show that you can afford to repay the loan. This might include proof of income and expenses so make sure you have it ready.
Don't get on Auntie's bad side and do your research! You can find more information here.
Your friends at Neighbourly
Poll: How do you feel about dogs being allowed indoors in cafes?
For most of us, seeing a friendly doggo while out and about instantly brings a smile to our faces. But how do you feel about cafes welcoming pups inside?
Cast a vote and share your thoughts below.
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28% I love it!
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31.1% Only in designated areas
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40.9% No, it should be outdoors only.
What should the rules be for alcohol in public?
We have some proposed amendments to the Alcohol Control Bylaw, and we want to know what you think:
🍷 Have your say on the Alcohol Control Bylaw
The bylaw allows us to ban alcohol completely from specific locations, during certain times of the day, or during certain times of the year. The bans need to reflect the times and places where alcohol causes problems, and can be enforced by police. Only public places are affected by these rules, not homes or licensed premises.
In the new proposal, the city centre alcohol ban would be expanded to include the carparks at Okara Shopping Centre, Cobham Oval and under Te Matau a Pohe bridge. An alcohol ban would also be introduced at Tarewa Park.
We also propose to lift the existing blanket coastal ban that applies to public places within 300m of the mean low tide mark, and narrow the alcohol bans at Oakura, Whananaki North, Whananaki South, Matapōuri/Whale Bay and Pataua North and South - changing the ban from 24 hours a day to just at night time (between 7:00pm and 7:00am).
We appreciate your input to choose appropriate new rules!
Happy Tuesday, neighbours, can you figure out today's riddle rush 🏃♂️
A bus driver goes the wrong way down a one-way street. He passes the cops, but they don’t stop him. Why?
Do you think you know the answer to our daily riddle? Don't spoil it for your neighbours! Simply 'Like' this post and we'll post the answer in the comments below at 2pm.
Want to stop seeing riddles in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.
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