324 days ago

TENANCY

Jill Smith from

"This is the second of a series of monthly posts. This one is about “Tenancy”.

According to a June 2022 Stats NZ report, 1 in 4 households that were renting, spent more than 40% of their disposable income on housing costs. For this reason, rent can significantly impact your household budget (refer our January "Budgeting" post).

This link provides information about "Tenants' rights under the Residential Tenancies Act 1986 - www.cab.org.nz....

This link is about "What should be in a tenancy agreement" - www.cab.org.nz...

This link is about "Kinds of renting situations not covered by the Residential Tenancies Act - www.cab.org.nz...

This link is about "What should be in a boarding house agreement" - www.cab.org.nz...

This link is about "What rights & obligations do I have as a private boarder under the Residential Tenancies Act" - www.cab.org.nz...

This link is about "What are my obligations as a flatmate". You will also find a link to a flatting/house sharing agreement template - www.cab.org.nz...

PLEASE NOTE: Changes to the Tenancies Act are pending. For this reason, we suggest you give us a call on 09 407 9829 or 0800 367 222. Email us on farnorth@cab.org.nz. Or visit us at 6 Cobham Rd., Procter Library Building, Kerikeri (across the road from the Kerikeri Fire Station). Open Monday to Thursday 9.30 a.m. to 3.30 p.m. & Friday 9.30 a.m. to 12.30 p.m."

More messages from your neighbours
30 days ago

⚠️ DOGS DIE IN HOT CARS. If you love them, don't leave them. ⚠️

The Team from SPCA New Zealand

It's a message we share time and time again, and this year, we're calling on you to help us spread that message further.
Did you know that calls to SPCA about dogs left inside hot cars made up a whopping 11% of all welfare calls last summer? This is a completely preventable issue, and one which is causing hundreds of dogs (often loved pets) to suffer.
Here are some quick facts to share with the dog owners in your life:

👉 The temperature inside a car can heat to over 50°C in less than 15 minutes.
👉 Parking in the shade and cracking windows does little to help on a warm day. Dogs rely on panting to keep cool, which they can't do in a hot car.
👉 This puts dogs at a high risk of heatstroke - a serious condition for dogs, with a mortality rate between 39%-50%.
👉 It is an offence under the Animal Welfare Act to leave a dog in a hot vehicle if they are showing signs of heat stress. You can be fined, and prosecuted.
SPCA has created downloadable resources to help you spread the message even further. Posters, a flyer, and a social media tile can be downloaded from our website here: www.spca.nz...
We encourage you to use these - and ask your local businesses to display the posters if they can. Flyers can be kept in your car and handed out as needed.
This is a community problem, and one we cannot solve alone. Help us to prevent more tragedies this summer by sharing this post.
On behalf of the animals - thank you ❤️

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3 days ago

Wander more, worry less

Jane Mander Retirement Village

Few things in life are as enriching as the thrill of travel or the camaraderie among friends. At Ryman’s Bert Sutcliffe Village in Auckland, a group of intrepid travellers have combined the two.

It all began when Bert Sutcliffe Village resident Marie began arranging evenings at the theatre for her neighbours. The theatre enthusiasts soon became close friends and as their friendships developed so did their adventures, expanding their horizons to include long lunches, winery tours, group dinners and adventurous holidays in New Zealand and overseas.

Click read more for the full story.

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3 days ago

IMPORTANCE OF YOUR CREDIT RECORD

Jill Smith from Citizens Advice Bureau Far North (CAB)

A credit report (or record) is a record of your credit history. It includes any payment defaults recorded against your name, and it also includes your credit rating.
Your credit rating is a score between 0 and 1,000 that credit reporting agencies assign to you based on your credit history. The higher the score, the better your rating. Businesses, banks and other organisations you engage with may look at your credit report to help them decide if they want to do business with you.
You have a right to free access to your credit record. You will usually receive your record within 10 days of applying for it. You may need to pay a fee if you need it quicker than that (within three working days). A credit reporting company cannot charge you more than $10 (including GST) to process your credit report application.

In New Zealand, there are three credit reporting agencies. If you want a full check of your credit record, you need to get a credit report from each of them:
👉Centrix – My Credit Report
👉illion - register to get your free credit report
👉Equifax - My Credit File


Our Bureau re-opens today from 9.30 a.m. to 3.30 p.m. Monday to Thursday and 9.30 a.m. to 12.30 p.m. on Friday. Please call us on 09 407 9829 or 0800 367 222. Email us on farnorth@cab.org.nz. Pop in and see us at 6 Cobham Rd., Procter Library Building, Kerikeri.

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