First Rung: Debt Free Diva saves deposit for first home in 12 months
One of the best things about working for homed is all the inspiring people I get to chat to. One of my favs, and the most inspiring was Tracey Hemingway, who as The Debt Free Diva offers advice and guidance on getting your finances under control and working for you.
She knows what she's talking about, too. Not only did she smash more than $90k of debt in three years, but in the year since she paid it off, she's saved enough, on top of her Kiwisaver, to pay the deposit on a home of her own.
It wasn't easy, and Tracy would be the first person to tell you that! But it is doable. Check out how, and have a listen to our episode of First Rung about Settlement day, on this link below. It includes some tips from Tracy on setting up a budget to manage your finance when you have a mortgage to pay.
Poll: Does grocery bagging affect where you shop?
There's only a few differences between our larger chain supermarkets here in New Zealand. Having someone bag your groceries is one of them.
Does having your groceries packed for you at the checkout influence where you do your grocery shop? If so, tell us why.
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23.7% Yes
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75.6% No
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0.7% Other - I'll share below
Poll: Would you commute by public transport if it was free?
Using your car is convenient, except for finding parking.
Cycling lets you leave anytime, but you might arrive soaked.
So, neighbours, if public transport had the perk of being free, would it be your main way to commute?
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67.9% Yes
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28.9% No
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3.2% Other - I'll share below
What's your favourite recipe for gooseberry?
Love gooseberries? Share your favourite way to enjoy them. We're looking for our readers' favourite family recipes for this delicious crop. Send yours to mailbox@nzgardener.co.nz, and if we use it in the magazine, you will receive a free copy of our December 2024 issue.
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