Things you need to know before you borrow $$...
Hey neighbours, are you thinking of borrowing money by taking out a loan?
Before you do - there's a few things you really need to know about. Take a minute and read the tips below to ensure you're asking the right questions and getting the best loan for you.
1. Shop around! Interest rates, fees and terms must be made available to you by the lender. Make sure you compare details and make an informed decision about what loan is best for you.
2. Choose a lender. Did you know that when you borrow money to buy something, you don’t have to borrow from the same person who is selling the goods?
3. Understand. Whoever is loaning you the money must ask questions to make sure you can afford the loan. They also need to help you understand the key terms of the loan.
4. Be prepared. You'll need to provide your lender with information to show that you can afford to repay the loan. This might include proof of income and expenses so make sure you have it ready.
Don't get on Auntie's bad side and do your research! You can find more information here.
Your friends at Neighbourly
Wander more, worry less
Few things in life are as enriching as the thrill of travel or the camaraderie among friends. At Ryman’s Bert Sutcliffe Village in Auckland, a group of intrepid travellers have combined the two.
It all began when Bert Sutcliffe Village resident Marie began arranging evenings at the theatre for her neighbours. The theatre enthusiasts soon became close friends and as their friendships developed so did their adventures, expanding their horizons to include long lunches, winery tours, group dinners and adventurous holidays in New Zealand and overseas.
Click read more for the full story.
Light up your life
The Karen Walker Paints collection from Resene will see you sprucing up your home in style with this simple but fun project using your favourite Karen Walker testpot colours. Find out how to create your own with these easy step by step instructions.
The Great Kiwi Quiz is back by popular demand
Grab a copy of your local Stuff newspaper between 1 Jan - 28 Jan and participate in the Great Kiwi Quiz! Test your knowledge, answer the daily New Zealand based questions, and find out how well you know our beautiful country!
Each correct answer will get you one entry into the draw to WIN a Weber® Lumin® BBQ Prize Pack, valued at $1098! Each pack includes: an electric BBQ, a stand with a side table, and a cover. The more answers you enter correctly, the higher your chance of winning. For more information and to submit your answers, click here.
The team at Stuff