Credit Cards and debt consolidation!
Yes!! It has been years since credit cards have moved their interest rates with most being well in excess of 20%!! ANZ has reduced its Visa cash advances interest rate by -2.00% to 20.95%, which takes it down to the same level as its Purchase rate on most cards. No other credit card rates changed.💳
This is why Banks - especially the big 4, make such HUGE profits!! So if you have credit card debt that is not going to be paid off and fully cleared within the next 3 to 6 months, please talk to me.
This is especially important if you are trying to save to buy your First Home. 🏡😘
Some clients I helped recently had a Mortgage, Motor Trade Finance, QCard and CC debt. We were able to consolidate the debts and reduce the monthly payments from $1,034 per month to $490 per month, which is a monthly saving of $544!!!
The even better news is that most of that savings was able to be directed towards their mortgage which will reduce the term of their mortgage by 16 years!! This will save them in excess 💲136,000💰💰💰in interest costs over the term of their loan.
Being mortgage smart makes your financial future secure!
Trish
0274 368 367
trish@trishgreenwood.co.nz
Poll: Do you think NZ should ban social media for youth?
The Australian Prime Minister has expressed plans to ban social media use for children.
This would make it illegal for under 16-year-olds to have accounts on platforms including TikTok, Instagram, Facebook and X.
Social media platforms would be tasked with ensuring children have no access (under-age children and their parents wouldn’t be penalised for breaching the age limit)
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Do you think NZ should follow suit? Vote in our poll and share your thoughts below.
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85.5% Yes
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13.3% No
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1.1% Other - I'll share below
What's your favourite recipe for courgettes?
Kia ora neighbours. If you've got a family recipe for courgettes, we'd love to see it and maybe publish it in our magazine. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our January 2025 issue.
Railing planters
To gain extra growing space, make and hang these easy-to-build planters on almost any wooden fence or deck railing. Use Resene FX Blackboard Paint so you can easily identify what plants are in each. Find out how to create your own with these easy step by step instructions.
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