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I am selling my house . its a 4 bedroom , 2 bathroom home in woolston . Its on trademe as listing number 1499031099.
10 steam wharf lane .
So here the deal I am thinking of.
The house has a registered valuation of $420k and a purchaser could make an offer of that value of $420k and settle the… View moreI am selling my house . its a 4 bedroom , 2 bathroom home in woolston . Its on trademe as listing number 1499031099.
10 steam wharf lane .
So here the deal I am thinking of.
The house has a registered valuation of $420k and a purchaser could make an offer of that value of $420k and settle the sale in 5 years.
I would want the prospective owner to sign a lease for that 5 years . Then after the five 5 years they need to get themselves a mortgage (say with kiwi saver deposit?) and settle up for the house .
There would be some other conditions as well. But the important understanding is this is not a rent to own scheme. You are not paying extra rent to build up a deposit , but you will be paying a premium rent.
You dont need a deposit in this deal. You will need to come up with the 420k in 5 years or something else acceptable to me at that time.
I expect the deal would best suit young people just starting out who need a house now but wont have a deposit (but should have one in say 5 years )
The purchaser gets to lock the price in now , and pay that price in 5 years.
The house is going up at 3.5% a year and will be worth in the order of $500K in 5 years , but the price will be $420k.
The canny will have already realised that they could buy and sell the house and make $80K
get in touch if you want more details. At his time I have not worrked all this thru and would be ahppy to talk about the idea with any interested party.
cheers
les
les.colins@xtra.co.nz
The Wallace Cotton Summer Sale is on now with 10-50% off everything. Save on soft cotton duvet sets, luxurious sheets, printed quilts and much more. Perfect time to stock up on beautiful, high-quality home accessories.
Available online and in Wallace Cotton stores in Auckland, Wellington, … View moreThe Wallace Cotton Summer Sale is on now with 10-50% off everything. Save on soft cotton duvet sets, luxurious sheets, printed quilts and much more. Perfect time to stock up on beautiful, high-quality home accessories.
Available online and in Wallace Cotton stores in Auckland, Wellington, Christchurch, Napier and Cambridge.
Going for a walk this weekend? It's worth noting Travis Wetland walk is partially closed due to construction of a new footbridge. It's expected to reopen mid-late February 2018. The good news is there's no shortage of walks to choose from. You can find them all online: ccc.govt.nz...
Wide variety of stuff; household, clothing etc, bargain prices.
Will be all set up by 7.30am, come along and check it out, something for everyone!
in driveway at 21 Albert Terrace, directly opposite St Martins primary school.
Christchurch residents are choosing to drive their own cars over public transport including taking t…
From tomorrow, we want your feedback on the proposed changes to the use of Denton Park.
Read more at Newsline: bit.ly...
For sale 2 pair of jeans both for $40.00 never been worn black is size 14 and blue size 12
For sale Cardy skirt and 1 winter blouse and 2 summer blouses all in excellent condition
Been into the city lately?
Your first hour is free at Lichfield Street Car Park, Art Gallery Car Park, New Regent Street, Worcester Street, Aldersgate and Rolleston Avenue carparks.
Find out more: ccc.govt.nz/parking
Go and have a look at all the products donated to Cat Rescue by the community so you guys can get a bargin and Cat Rescue gets the proceeds of the sale.
$1 reserve for all items.
Go to www.webfair.co.nz...
I have posted some of the items for sale below.!All you have to do is bid.
Auction … View moreGo and have a look at all the products donated to Cat Rescue by the community so you guys can get a bargin and Cat Rescue gets the proceeds of the sale.
$1 reserve for all items.
Go to www.webfair.co.nz...
I have posted some of the items for sale below.!All you have to do is bid.
Auction closes 18th January
Things you can do to keep your data safe
Below are a few things you can do to protect your data:
Change your password – yes, we know it’s easier to have one password for everything and keep it for years and years. But this also makes it easier for someone else to guess your password too.… View moreThings you can do to keep your data safe
Below are a few things you can do to protect your data:
Change your password – yes, we know it’s easier to have one password for everything and keep it for years and years. But this also makes it easier for someone else to guess your password too.
Make your passwords long and strong, avoid basing them on obvious information such as family names or birthdays, and have a unique password for each online account. You could also use a password manager, which means that you only have to remember one (really good) password.
Also, keep your passwords to yourself.
Turn on two-factor authentication (2FA) – 2FA is an extra layer of protection on top of your password (for example you have to enter both a password and a code in order to access your account). With 2FA in place, if an attacker knows your password - they still can’t get into your account.
You can use 2FA for extra security on most of your accounts, from email to social media, online banking and shopping. You can also use it to access your laptops, tablets, smartphones and some game consoles. Everyone does 2FA slightly differently. To set it up, start by looking under your account settings.
Update your operating system – because this is your main line of defence against hackers and scammers. Just keeping it up to date will protect you against most of the latest bugs and viruses. You can set your system preferences to update automatically – how easy is that?
Check your privacy settings – so that you know exactly who can see what you post on social media. Think before you share personal information, as hackers can use this information to access your personal accounts or steal your identity.
The CertNZ website has loads of resources to help you with these.
www.cert.govt.nz...
Clothes galore in sizes 10 through 18+, books, DVDs, assorted household & kitchen items, shoes, jewellery, washer, etc. etc. all priced to go as moving towns, deals will be made for multiple purchases.
PLEASE NOTE THIS IS A BLOCK OF FLATS. PLEASE DO NOT DOOR-KNOCK OR ARRIVE TOO EARLY AS ONLY … View moreClothes galore in sizes 10 through 18+, books, DVDs, assorted household & kitchen items, shoes, jewellery, washer, etc. etc. all priced to go as moving towns, deals will be made for multiple purchases.
PLEASE NOTE THIS IS A BLOCK OF FLATS. PLEASE DO NOT DOOR-KNOCK OR ARRIVE TOO EARLY AS ONLY ONE FLAT IS HAVING A GARAGE SALE. Thanks :)
How will you connect? Choose one of our four ways to host an event! Here's our video for BBQs on the Berm! For more resources about hosting your BBQ or to sign up head here: neighboursdayaotearoa.org...
www.youtube.com...
Hi neighbours! Get decorating while the warmer weather is here!
Right now you can save the GST on Resene premium paints, stains, primers, sealers, wallpaper, decorating accessories and cleaning products at your local Resene ColorShop and participating resellers. Plus check out the extra savings … View moreHi neighbours! Get decorating while the warmer weather is here!
Right now you can save the GST on Resene premium paints, stains, primers, sealers, wallpaper, decorating accessories and cleaning products at your local Resene ColorShop and participating resellers. Plus check out the extra savings you can enjoy with a Resene ColorShop Card or Resene DIY Card! Offer runs until 31 January 2018.
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