
Annual Inflation at 2.2%: What It Means for Mortgage Interest Rates
The latest CPI figures reveal that annual inflation remains steady at 2.2% for the December 2024 quarter, comfortably within the RBNZ's target range of 1–3% for the second consecutive quarter. This marks a significant improvement from the mid-2022 peak of 7.3%.
For mortgage holders, stability is welcome news. Lower inflation provides room for the RBNZ to ease monetary policy further through OCR cuts, which could help bring mortgage interest rates down.
That said, key contributors to inflation, such as rising rents and council rates, continue to place pressure on household budgets.
Want to understand how this impacts your financial plans for 2025? Reach out to adviceHQ for a personalised mortgage review and expert guidance.
#Inflation #MortgageRates #FinancialPlanning #IndependentFinancialAdvice #adviceHQ


Time to Tickle Your Thinker 🧠 —Try These Riddles! 🤯
I am a number that’s greater than four squared but less than five squared; I am odd, and the sum of my digits is 10—what am I?
Do you think you know the answer? Simply 'Like' this post if you know the answer and the big reveal will be posted in the comments at 2pm on the day!
Want to stop seeing these in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.


Poll: Would a new supermarket help NZ?
Nicola Willis will this weekend announce decisions taken by Cabinet to incentivise and encourage a third supermarket player alongside FoodStuffs and Progressive (Woolworths).
Do you think having a third supermarket chain will bring competition and lower grocery prices, or will the existing giants still dominate?

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62.3% Yes, it will help
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35.2% No, I doubt it'll make a difference
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2.5% Depends - I'll share below

What's one highway or road that needs attention?
We've all been on a summer roadie and experienced first-hand the state of our roads.
If you've ever been stuck in a summer traffic jam, had near-misses on dangerous turns or feared for your life on clifftops (while the car behind you is tail-gating!) - you may have an opinion on this one.
Tell us what main road or highway you think needs some serious attention across the country, and why!
