CAR INSURANCE PREMIUMS
My late model 5 star safety rated Mazda is used once a month, does approximately 1000kms per year, and is garaged securely.
The premium goes up every year, and the replacement value goes down.
It is costing me far more to insure the car, than it costs to run it.
I daren't just have third party because that would be tempting fate, and replacement would be too expensive.
I need the car to visit family out of town twice a year.
Anyone got any sensible alternative suggestions on insurance?
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