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Mortgage rates are falling as markets believe monetary policy tightening will end sooner than originally expected. In other words, interest rate rises got ahead of themselves.
The graph below shows the 3yr swap rate which indicates bank funding costs have fallen 1% since the 16 June peak, (from … View moreMortgage rates are falling as markets believe monetary policy tightening will end sooner than originally expected. In other words, interest rate rises got ahead of themselves.
The graph below shows the 3yr swap rate which indicates bank funding costs have fallen 1% since the 16 June peak, (from 4.6% to 3.6%). If you are wondering what is the gap between swap rates and mortgage rates, it's called margin.
Call/email/message adviceHQ now to refix/refinance/restructure.
Are you suffering from injury and inflammation around your ankles, heel, and elbow?
Our heel and elbow pads are perfect for you! These are specifically beneficial in the prevention of pressure sores and give maximum relief from aches and pains . 😁❤
TRY THEM NOW >> … View moreAre you suffering from injury and inflammation around your ankles, heel, and elbow?
Our heel and elbow pads are perfect for you! These are specifically beneficial in the prevention of pressure sores and give maximum relief from aches and pains . 😁❤
TRY THEM NOW >> www.thesheepskinfactory.co.nz...
#heelpad #elbowpad #sheepskin #injurycare #buynzmade #nomorepain
Breaking news! Govt backtracks again on credit crunching CCCFA legislation:
• Narrowing the expenses considered by lenders to more explicitly exclude discretionary expenses;
• Reducing 'double counting' of expenses associated with revolving credit contracts such as credit cards and … View moreBreaking news! Govt backtracks again on credit crunching CCCFA legislation:
• Narrowing the expenses considered by lenders to more explicitly exclude discretionary expenses;
• Reducing 'double counting' of expenses associated with revolving credit contracts such as credit cards and buy-now pay later schemes, and;
• Helping make debt refinancing or debt consolidation more accessible if appropriate for borrowers.
The proposed changes are in addition to the 7 July CCCFA backtrack.
#adviceHQ #MBIE #beehive #mortgages
A huge thanks to the wonderful cast of 'Badjelly the Witch' 🧙♀️, for putting on such a wonderful show. These incredible performers brought almost forty wild and wacky characters to life in one of our most popular shows 😎, and performed to over 7,000 people across Tāmaki … View moreA huge thanks to the wonderful cast of 'Badjelly the Witch' 🧙♀️, for putting on such a wonderful show. These incredible performers brought almost forty wild and wacky characters to life in one of our most popular shows 😎, and performed to over 7,000 people across Tāmaki Makarau 🥰. It's been one mad broom flight of an adventure - thank you very much for sharing your incredible talents with us 🤩. You are amazing!
It doesn't matter how much you fall, the most important thing is how strongly you try to get up and try again. ?
It’s time to start thinking about what you can do to help out those who need it most this Christmas. 1 in 5 Kiwi children are currently living in households that don’t have enough food. Christmas Box is a food box that caters to a family of 4-6, helping supplement breakfast, lunch and dinner … View moreIt’s time to start thinking about what you can do to help out those who need it most this Christmas. 1 in 5 Kiwi children are currently living in households that don’t have enough food. Christmas Box is a food box that caters to a family of 4-6, helping supplement breakfast, lunch and dinner meals over a week.
For just $40 you’re not only providing food essentials and treats but you’re also giving hope to families in need.
To sponsor a box, go to christmasbox.co.nz.
It would be great to have your company and for you to meet like-minded volunteers at the Pump Track Working Bee.
Where: Woodall Park
When: Saturday 6th August from 8 am onwards.
What: Bring your wheelbarrows, shovels and muscle power to help spread mulch tidy and trim up the track.
Many … View moreIt would be great to have your company and for you to meet like-minded volunteers at the Pump Track Working Bee.
Where: Woodall Park
When: Saturday 6th August from 8 am onwards.
What: Bring your wheelbarrows, shovels and muscle power to help spread mulch tidy and trim up the track.
Many thanks from www.devonportrotary.co.nz...
"At the Heart of your Community"
Devonport Rotary and Devonport Business Association invite you to Business on Toast at Corelli's Cafe
with our popular returning speaker Sam Stubbs from 7 am to 8 am Friday 12th August 2022.
Sam will speak about the State of the Markets, where they are headed and a few comments about the … View moreDevonport Rotary and Devonport Business Association invite you to Business on Toast at Corelli's Cafe
with our popular returning speaker Sam Stubbs from 7 am to 8 am Friday 12th August 2022.
Sam will speak about the State of the Markets, where they are headed and a few comments about the GIB battle he is currently involved with.
Business on Toast is an opportunity to enjoy a full breakfast and meet like-minded people living and working locally.
Book in advance and pay $25 cash at info@devonportrotary.co.nz
(This includes a $5 donation to the Devonport Rotary Charitable Trust raising funds for www.shelterbox.org.nz...
Could your local dance group use a $5,000 cash injection?
Whether it’s pre-schoolers or seniors, Scottish dancing or salsa, kapa haka or Kathak, breakdance or ballet – if you’re encouraging people of all ages and abilities to keep moving through dance, we have three Love to Dance grants up… View moreCould your local dance group use a $5,000 cash injection?
Whether it’s pre-schoolers or seniors, Scottish dancing or salsa, kapa haka or Kathak, breakdance or ballet – if you’re encouraging people of all ages and abilities to keep moving through dance, we have three Love to Dance grants up for grabs.
Receive one of three $5,000 grants to spend on equipment, transport, costumes or anything you need to support your community’s love of dance.
George Weston Foods (NZ) Ltd is recalling specific batches of various Tip Top brand Supersoft Wholemeal and Oatilicious breads as the products may contain foreign matter (plastic).
This recall affects loaves of bread with the Best Before Date of 26JUL22 in these products:
Tip Top brand … View moreGeorge Weston Foods (NZ) Ltd is recalling specific batches of various Tip Top brand Supersoft Wholemeal and Oatilicious breads as the products may contain foreign matter (plastic).
This recall affects loaves of bread with the Best Before Date of 26JUL22 in these products:
Tip Top brand Supersoft Wholemeal Sandwich (700g)
Tip Top brand Supersoft Wholemeal Toast (700g)
Tip Top brand Oatilicious Sandwich (700g)
Tip Top brand Oatilicious Toast (700g)
Tip Top brand Oatilicious Super Thick (700g)
There have been no reports of associated injury but consumers are being advised not to eat these products. If you have concerns about your health after consuming this bread, seek medical advice.
Customers should return the products to their retailer for a replacement or full refund, and direct any questions to George Weston Foods (NZ) Ltd by phone - 0800 449 660.
Enrolment at Sunnybrae Normal School is governed by an enrolment scheme, details of which are available from the school office. Students who live within the home zone are entitled to enrol at the school.
For students who live out of zone, the next opportunity to apply is before 1 September 2022, … View moreEnrolment at Sunnybrae Normal School is governed by an enrolment scheme, details of which are available from the school office. Students who live within the home zone are entitled to enrol at the school.
For students who live out of zone, the next opportunity to apply is before 1 September 2022, this will be for students starting between 17 October and 15 December 2022 in Years 1 to 6.
There will be an out of zone ballot held on Monday 5 September for students not living in the school’s home zone. If the number of out of zone applications exceeds the number of places available, students will be selected by ballot. Parents will be informed of the outcome of the ballot within three school days of the ballot being held.
To Start in Term 4 2022
Deadline for receipt of applications: Thursday 1 September 2022
Date of ballot: Monday 5 September 2022
Applications should be made via the school website www.sunnybrae.school.nz...
With not only our years of experience and our own very high standards; we bring you, free of charge, the friendliest service with the most knowledgeable and best-looking team in the industry.
10% discount !! Any job quoted and accepted from August 1st - August 31st, 2022 we will take off 10% … View moreWith not only our years of experience and our own very high standards; we bring you, free of charge, the friendliest service with the most knowledgeable and best-looking team in the industry.
10% discount !! Any job quoted and accepted from August 1st - August 31st, 2022 we will take off 10% !!!!!!
We make for you Awnings, Canopies, Carports, Outdoor Screens, Shade Sails, Contract Fabrication and Installation
Give us a call or book a free quote to see what our friendly and experienced team can do to maximise your outdoor living area.
Our eNews for the month of August is out now! Follow the link below to find out all the events and happenings you won't want to miss this month!
mailchi.mp...
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