Importance of a mortgage review
When your mortgage comes for renewal this is a very important time financially, why? Because this is an opportunity to review your mortgage and come up with strategies to pay off your loan quicker or free up cash flow.
Fixing your mortgage on the lowest rate is not always the best option, a prime example is during the Covid period interest rates were low as 2.19% for 1 year however there were rates at that time for 3.13% over 5 years, a lot of people would want to rewind the clock and have this choice again looking at the current interest rates.
At Benchmark we look to make recommendations based on clients' short and medium-term goals which will enable to you meet your long-term goals. With the election in October, this is an important time to have a clear strategy for your existing mortgages and future projects.
Give me a call or flick me an email to discuss your mortgage requirements.
manshil@benchmarkmortgages.co.nz
021-08226113
Riddle Me This: Can You Out-Smart Yesterday’s Champ?
How can the number four be half of five?
Do you think you know the answer to our daily riddle? Don't spoil it for your neighbours! Simply 'Like' this post and we'll post the answer in the comments below at 2pm.
Want to stop seeing riddles in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.
Poll: Do you think NZ should ban social media for youth?
The Australian Prime Minister has expressed plans to ban social media use for children.
This would make it illegal for under 16-year-olds to have accounts on platforms including TikTok, Instagram, Facebook and X.
Social media platforms would be tasked with ensuring children have no access (under-age children and their parents wouldn’t be penalised for breaching the age limit)
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Do you think NZ should follow suit? Vote in our poll and share your thoughts below.
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84.3% Yes
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14.2% No
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1.5% Other - I'll share below
What's your favourite recipe for courgettes?
Kia ora neighbours. If you've got a family recipe for courgettes, we'd love to see it and maybe publish it in our magazine. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our January 2025 issue.
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