Importance of a mortgage review
When your mortgage comes for renewal this is a very important time financially, why? Because this is an opportunity to review your mortgage and come up with strategies to pay off your loan quicker or free up cash flow.
Fixing your mortgage on the lowest rate is not always the best option, a prime example is during the Covid period interest rates were low as 2.19% for 1 year however there were rates at that time for 3.13% over 5 years, a lot of people would want to rewind the clock and have this choice again looking at the current interest rates.
At Benchmark we look to make recommendations based on clients' short and medium-term goals which will enable to you meet your long-term goals. With the election in October, this is an important time to have a clear strategy for your existing mortgages and future projects.
Give me a call or flick me an email to discuss your mortgage requirements.
manshil@benchmarkmortgages.co.nz
021-08226113
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