Free Mortgage Review with your local Mortgage Broker
If your loan is coming up for renewal this would be a perfect time to get your mortgages reviewed, have a chat with the Benchmark Team if you are worried about increased mortgage repayments and rising interest rates.
With all this doom and gloom, you may have also asked when would be the next time I could go on a holiday, or should I waste my savings on a holiday if the repayments go even higher?
If you are asking yourself these questions, you are not alone, and there are many Kiwis on the same boat; let's face it, we all love a good holiday.
Now would be a perfect time to get a mortgage 'health check' to see how your mortgage is and if you can free up cash flow or your options in saving interest, don't let your mortgage take control of your lifestyle. There are always options available to you; all you have to do is talk to an expert.
I am more than happy to have a casual chat no costs involved.
Don't let the doom and gloom stop you from having your next holiday!
www.benchmarkmortgages.co.nz...
manshil@benchmarkmortgages.co.nz
021-0822-6113
New shows at Stardome
It's a stellar time to head to Stardome, with five new shows starting from November through to January!
Poll: Should all neighbours have to contribute to improvements?
An Auckland court has ruled a woman doesn’t have to contribute towards the cost of fixing a driveway she shares with 10 neighbours.
When thinking about fences, driveways or tree felling, for example, do you think all neighbours should have to pay if the improvements directly benefit them?
-
82.5% Yes
-
14.7% No
-
2.8% Other - I'll share below
The Influence of the Whānau - Day 9
In a small Māori pā (village) nestled beside a flowing river, a young boy named Rangi lived with his whānau. Rangi was curious and adventurous, always exploring the ngahere (forest) and listening to the stories of his kaumātua (elders). The kaumātua would often remind him, “He waka eke noa”—we are all in this together, and our actions affect the collective.
Rangi's best friend, Manu, was a clever boy but sometimes made poor choices. Manu had recently begun spending time with a group of older boys from another pā who were known for their reckless behavior. They would waste kai (food), leave rubbish in the ngahere, and even disturb the sacred awa (river) by throwing stones at eels.
One day, Manu invited Rangi to join the group, saying, “Come on, Rangi! They’re fun, and they won’t hurt anyone. We’re just having a good time!” Unsure, Rangi agreed, feeling pressure to fit in.
The group’s leader, Matiu, proposed a game: they would sneak into the kaumātua's kumara patch at night and take some for a "feast." Rangi hesitated. He remembered the kaumātua saying how much work went into growing the kumara, with karakia (prayers) and care for the soil. But he stayed silent, feeling outnumbered.
That night, the group raided the garden. As they laughed and ate the stolen kumara by the fire, Rangi felt uneasy. He realized that this was not who he wanted to be. When he saw Manu’s joy in impressing Matiu, Rangi felt torn but remained quiet.
The next morning, the kaumātua discovered the missing kumara and the trampled garden. They called the entire pā together, expressing sadness, not anger. “Our ancestors teach us that the whenua (land) provides for all of us, but only if we treat it with respect,” said one elder. “When we harm the whenua, we harm ourselves.”
Rangi’s heart sank. That evening, he confessed to the kaumātua and his whānau, explaining everything. To his surprise, they did not scold him harshly. Instead, they said, “He tangata tītoki, he tangata rākau—a person is like a tree; they grow straight when supported by others. You must choose companions who uphold the values of your whānau and whenua.”
Rangi decided to distance himself from Manu’s new group and instead spent time with those who respected the land and upheld the teachings of their ancestors. Over time, he encouraged Manu to rejoin him, and together they worked to rebuild the kumara patch, learning from the kaumātua.
---
Moral
This story highlights the importance of right company and like-mindedness. It shows that no one is inherently bad, but the influence of others and the situations we choose can lead us astray. Surrounding ourselves with those who uphold values like respect, care, and collective well-being ensures a life of balance and harmony.
Ka mua, ka muri — by learning from the past, we can walk into the future.