Refix your Mortgage for 18mths?
Markets still believe interest rates will fall as long term rates are lower than short term rates, the question is when? The article below reflects what we have seen from clients, increasingly favouring an 18mth refix to hedge their bets. That said, each situation is different so decisions need to be personalised with independent financial advice #advicehq #mortgagerates #refix
Poll: When should the tree go up? 🎄
From what we've heard, some Christmas trees are already being assembled and decorated.
What are your thoughts on the best time to get your Christmas tree up?
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4.6% Second half of November
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43.4% 1st December
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17.6% A week before Christmas
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33.3% Whenever you wish
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1.1% Other - I'll share below
Poll: Should all neighbours have to contribute to improvements?
An Auckland court has ruled a woman doesn’t have to contribute towards the cost of fixing a driveway she shares with 10 neighbours.
When thinking about fences, driveways or tree felling, for example, do you think all neighbours should have to pay if the improvements directly benefit them?
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82.9% Yes
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14.4% No
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2.7% Other - I'll share below
Plastic beach rubbish
Two recent emus on Takapuna beach. One lithium battery picked up from the edge of the deck of the Harbour Bridge during the recent Hikoi. My guess is the other half is sitting at the bottom of the Waitemata Harbour.