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832 days ago

Convenience funding might be quick but can come at a cost…

Speirs Finance

We’ve all become time poor and look for opportunities to get things done quickly and with little fuss. This has led to increased use of online platforms with matrix driven (no human involvement) approvals and while this can make sense for low value and simple finance needs it can lead to significant cash flow problems with larger capital purchases, business purchases or where there is an accumulation of smaller value asset purchases.

The convenience trap can affect you in the following ways:

· For larger capital purchases/business purchases – because this generally involves assets that have more complexity and need for understanding around them, an online approach for finance will rarely work well. This is because it is too challenging to capture any in-depth understanding of the asset itself or its economic or useful life in your business. Any approval here will likely be on terms that suit the financier best and with little or no consideration of whether this makes sense for your business or considering the impacts on cash flow.

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More messages from your neighbours
1 day ago

Poll: How should Guy Fawkes be celebrated?

The Team from Neighbourly.co.nz

While it is a fun occasion, fireworks on Guy Fawkes Night has caused much conflict over the years, upsetting our pets and disrupting the sleep of neighbours.

How should we celebrate Guy Fawkes Night? Vote in our poll and share your thoughts below.

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How should Guy Fawkes be celebrated?
  • 27.9% With a city-wide public fireworks display
    27.9% Complete
  • 20.5% Small fireworks displays in each community
    20.5% Complete
  • 7.7% Keep it as is
    7.7% Complete
  • 32.7% We shouldn't celebrate it!
    32.7% Complete
  • 10.8% Anything but fireworks
    10.8% Complete
  • 0.4% Other - I'll share below
    0.4% Complete
1637 votes
16 hours ago

Solve This Riddle or Be Left Scratching Your Head!

Riddler from The Neighbourly Riddler

With pointed fangs, I sit and wait;
with piercing force, I crunch out fate.
I grab victims, proclaiming might,
and physically join with a single bite.
What am I?

Do you think you know the answer to our daily riddle? Don't spoil it for your neighbours! Simply 'Like' this post and we'll post the answer in the comments below at 2pm.

Want to stop seeing riddles in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.

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4 hours ago

Looking for odd jobs

Maya from Sandringham

Hi all!

I’m looking for any odd jobs around Auckland. I’ve just finished my degree and will be heading overseas in 8 weeks and I’m looking to make some cash!

I have experience in child care (6 years), animal care (4 years), gardening, cleaning and anything else you can think of!


Please send me a message or leave a comment as I’d love to have a chat about anything you need ☺️