Do cheap interest rates equate to smart finance structures?
We all understand that buying cheap does not always equate to the best value purchase but when it comes to finance, the interest rate is often the primary focus and this can lead to poor customer outcomes. This is because finance can be complex and other more important factors like structure, terms and conditions can have a much greater impact on cash flow than interest rate.
It’s very common to see businesses with cash flow issues that have poor asset finance structures as the primary cause for this. This is because it is now hard for Customers to make a value judgement when choosing a finance provider as finance has become a commoditized product where the interest rate is the perceived point of differentiation.
Stay sun-safe and well-read this spring
Longer days and warmer weather are fast approaching!
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Neighbourly's Online Spring Garage Sale
On Saturday, 28th of September we'll be holding an online garage sale and you are invited - both to score some bargains and to sell your wares!
The sun is starting to shine and perhaps you're ready to part with your winter goods, get involved by listing your goods ahead of Saturday's event. And come back on Saturday to find new treasures.
List your items now. Head to Market.
Here's Thursday's thinker!
I am lighter than air, but a hundred people cannot lift me. What am I?
Do you think you know the answer to our daily riddle? Don't spoil it for your neighbours! Simply 'Like' this post and we'll post the answer in the comments below at 2pm.
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