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802 days ago

Do cheap interest rates equate to smart finance structures?

Speirs Finance

We all understand that buying cheap does not always equate to the best value purchase but when it comes to finance, the interest rate is often the primary focus and this can lead to poor customer outcomes. This is because finance can be complex and other more important factors like structure, terms and conditions can have a much greater impact on cash flow than interest rate.

It’s very common to see businesses with cash flow issues that have poor asset finance structures as the primary cause for this. This is because it is now hard for Customers to make a value judgement when choosing a finance provider as finance has become a commoditized product where the interest rate is the perceived point of differentiation.

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More messages from your neighbours
6 days ago

Here's Tuesday's teaser!

Riddler from The Neighbourly Riddler

I’m found in socks, scarves, and mittens; and often in the paws of playful kittens. What am I?

Do you think you know the answer to our daily riddle? Don't spoil it for your neighbours! Simply 'Like' this post and we'll post the answer in the comments below at 2pm.

Want to stop seeing riddles in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.

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4 days ago

Here's Thursday's thinker!

Riddler from The Neighbourly Riddler

I am lighter than air, but a hundred people cannot lift me. What am I?

Do you think you know the answer to our daily riddle? Don't spoil it for your neighbours! Simply 'Like' this post and we'll post the answer in the comments below at 2pm.

Want to stop seeing riddles in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.

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7 days ago

Poll: Should drivers retake the theory test every 10 years?

The Team from Neighbourly.co.nz

Drivers get where they need to go, but sometimes it seems that we are all abiding by different road rules (for example, the varying ways drivers indicate around a roundabout).
Do you think drivers should be required to take a quick driving theory test every 10 years?

Vote in the poll and share any road rules that you've seen bent! 😱

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Should drivers retake the theory test every 10 years?
  • 48% Yes
    48% Complete
  • 50.1% No
    50.1% Complete
  • 1.9% Other - I'll share below
    1.9% Complete
3453 votes