Recycling Changes
A reminder that from this week, what you can recycle is changing.
These changes have been mandated by Government so that nationwide advertising can be consistent. I guess that people living in Invercargill or New Plymouth were getting confused by what we recycle in Auckland...hmmmm....
The following items will no longer be collected and will now need to go in your general rubbish bin and go to landfill:
❌ Items less than 50mm (e.g. caps, small cosmetic and spice containers)
❌ All lids
❌ Aerosol cans (steel and aluminium)
❌ Liquid paperboard (Tetrapak and juice boxes)
❌ Plastics 3, 4, 6 and 7
❌ Aluminium foil and trays
❌ Items over 4 litres.
Only the following items will now be collected for recycling:
✔️ Glass bottles and jars
✔️ Paper and cardboard
✔️ Plastic bottles, trays, and containers (grades 1, 2 and 5 only)
✔️ Tin, steel and aluminium cans.
Stay tuned for other upcoming rubbish changes:
* Envirowaste are stopping yellow rubbish bag collections from 1 March,
* 30% of all public rubbish bins are being removed from across Auckland,
* Council will soon be consulting on changing rubbish bin collections from weekly to fortnightly.
More info:
ourauckland.aucklandcouncil.govt.nz...
Why are ghosts such bad liars?
...You can see right through them.
No, we haven't lost the plot! July 1st is International Joke Day and because laughter is good for your body, we want to get involved.
So, go on, jokers! Share your best joke below...
What am I?
I am a box that holds keys without locks, yet my keys can unlock your deepest senses. What am I?
Do you think you know the answer to our daily riddle? Don't spoil it for your neighbours! Simply 'Like' this post and we'll post the answer in the comments below at 2pm.
Want to stop seeing riddles in your newsfeed?
Head here and hover on the Following button on the top right of the page (and it will show Unfollow) and then click it. If it is giving you the option to Follow, then you've successfully unfollowed the Riddles page.
Property / Finance Changes from 1 July 2024
🎤 July 1 brings a raft of changes to the finance and property market:
Bright-line Test:
✅ Now 2yrs (previously up to 10yrs).
Deposit Requirements:
✅ 30% deposit for investment properties (previously 35%).
✅ 20% lending available for low deposit properties (previously 15%).
Debt-to-Income (DTI) Ratios:
➖ DTI ratio restricted to 6 x for owner-occupier lending (20% exception).
➖ DTI ratio restricted to 7 x for investor lending (20% exception).
Credit Contracts and Consumer Finance Act (CCCFA) Reforms:
✅ Commerce Minister Andrew Bayly and Housing Minister Chris Bishop said the government is revoking 11 pages of what it calls "overly prescriptive affordability regulations."
These changes should stimulate activity in the finance and property market, contact adviceHQ for independent financial advice to help you secure your future.
#adviceHQ #DTI #LVR #CCCFA
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