Are you a first home buyer?
Auctions are coming back, there is an increase in the clearance rate compared to several months ago, as more bidders are returning to the auction rooms.
As a first home buyer, you would have invested your time on the weekend for open homes, and doing your due diligence, a pathway to secure your own home.
There have been situations whereby prospective buyers have participated in auctions. However, prior to engaging in auctions, they already had pre-approvals from two different lenders with varying lending limits. This action has significantly boosted the prospective buyer’s chances, thereby being well prepared ahead of the auction day.
1. Every lender has different credit appetite, which is constantly changing.
2. To keep a track of the lenders, and banking world, it can be overwhelming for prospective buyers, hence as a financial adviser we want to assist with your journey and make the buying process smooth.
3. Added benefit of financial advice, to ensure your loan is not only approved, but loan has been structured correctly and suits your financial objective.
Are you ready to bid on your next home?
🤯 Warning: These Riddles Might Melt Your Mind! 🚀
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Local grants empower KiwiHarvest’s mission
Every day in Aotearoa, tonnes of food go to waste while many families struggle to eat.
KiwiHarvest is tackling this by rescuing surplus food and redistributing it to over 220 community groups across the country.
With $150,000 in Local Grants funding from Lotto NZ, KiwiHarvest delivered 159,914kgs of food—equivalent to 355,366 meals—while preventing 423,774kg of CO2 emissions.
Since 2016, they’ve rescued 14.5 million kgs of food, providing over 32 million meals.
“Just $5 feeds a family for a day,” says Anne-Marie Friis, Head of Fundraising. Every Lotto ticket helps support crucial initiatives like KiwiHarvest.
Read more Local Grants recipient stories on mylotto.co.nz/community-winners
Poll: Is your nearest emergency department up to scratch?
Concerns have been raised about Nelson Hospital with complaints of lack of staffing and excessive wait times. Do you have confidence in your local emergency department?
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36.5% Yes, it serves us well
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62.7% No, I have concerns
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0.7% Other - I'll share below
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