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Denham Bramwell’s new Albany office provides legal services to the fast-growing Business North Harbour community and local residents.
We offer specialist services in property law, family law, estates, wills & trusts, dispute resolution, litigation, and commercial and business law.
Are … View moreDenham Bramwell’s new Albany office provides legal services to the fast-growing Business North Harbour community and local residents.
We offer specialist services in property law, family law, estates, wills & trusts, dispute resolution, litigation, and commercial and business law.
Are you looking for expert legal advice, and the best possible legal outcomes? If you want to work with lawyers with deep respect and genuine care for their clients, we might be a good fit for you.
Call 09 9856900 to schedule an appointment or visit us to discover more.
Brooke Glasgow and Emma Boad
Denham Bramwell, Albany Office Partners.
🎤 July 1 brings a raft of changes to the finance and property market:
Bright-line Test:
✅ Now 2yrs (previously up to 10yrs).
Deposit Requirements:
✅ 30% deposit for investment properties (previously 35%).
… View more🎤 July 1 brings a raft of changes to the finance and property market:
Bright-line Test:
✅ Now 2yrs (previously up to 10yrs).
Deposit Requirements:
✅ 30% deposit for investment properties (previously 35%).
✅ 20% lending available for low deposit properties (previously 15%).
Debt-to-Income (DTI) Ratios:
➖ DTI ratio restricted to 6 x for owner-occupier lending (20% exception).
➖ DTI ratio restricted to 7 x for investor lending (20% exception).
Credit Contracts and Consumer Finance Act (CCCFA) Reforms:
✅ Commerce Minister Andrew Bayly and Housing Minister Chris Bishop said the government is revoking 11 pages of what it calls "overly prescriptive affordability regulations."
These changes should stimulate activity in the finance and property market, contact adviceHQ for independent financial advice to help you secure your future.
#adviceHQ #DTI #LVR #CCCFA
This warming Hāngi recipe, created by Joy from Murray Halberg Village, serves six people with plenty of leftovers to enjoy the next day. Serve hot and enjoy with family or friends on a chilly winters night.
Click read more for the full recipe.
Does this sound familiar? Are you one of the kiwi families concerned about your future?
Call me to discuss your options.
#mortgagebrokernz #NZMortgages #NZMortgagesnz #mortgagenz #nzmortgages #mortgage
Premium care just meters away form our village. Join our caring community, where passion thrives. Trust Terrace Kennedy House for exceptional care and meaningful connections.
It’s NZ House & Garden’s 30th birthday, and to celebrate they’ve put together a great offer that’ll light up your home. Purchase or gift a 1 or 2-year subscription to NZ House & Garden and receive a Living Light luxury soy candle worth $56.90 for FREE*.
Enjoy inspirational home … View moreIt’s NZ House & Garden’s 30th birthday, and to celebrate they’ve put together a great offer that’ll light up your home. Purchase or gift a 1 or 2-year subscription to NZ House & Garden and receive a Living Light luxury soy candle worth $56.90 for FREE*.
Enjoy inspirational home & garden content, convenient monthly home delivery, exclusive subscriber-only discounts, up to 27% off retail, and a Living Light luxury soy candle worth $56.90 when you become part of the NZ House & Garden community. *T&Cs apply.
Times have changed and perhaps so has our societal rules around taking off hats when indoors. What are your thoughts?
Delve back into that garage or wardrobe! It's time to sell your gently-loved goods at The Neighbourly Winter (online!) Garage Sale
On Saturday 6th July, members will be online checking out the goods on offer so it's a great time to get rid of your winter clutter.
Maybe it's … View moreDelve back into that garage or wardrobe! It's time to sell your gently-loved goods at The Neighbourly Winter (online!) Garage Sale
On Saturday 6th July, members will be online checking out the goods on offer so it's a great time to get rid of your winter clutter.
Maybe it's time to realise that you're never going to use that snowboard or ski jacket, and that you really do have one too many heaters. Whatever it is, take a picture and put it on Neighbourly for locals to see.
As a zoo in Tāmaki Makaurau Auckland, Auckland Zoo is committed to enhancing the wellbeing of its communities and te ao Māori.
Bringing nature into your everyday life is proven to improve your physical and mental wellbeing – and the best part is that we can connect with nature everywhere!
… View moreAs a zoo in Tāmaki Makaurau Auckland, Auckland Zoo is committed to enhancing the wellbeing of its communities and te ao Māori.
Bringing nature into your everyday life is proven to improve your physical and mental wellbeing – and the best part is that we can connect with nature everywhere!
That's why for this Matariki, we're encouraging our communities to take time to reflect, renew and reconnect with Papatūānuku.
Watch how the Zoo's kaimahi connect with Papatūānuku
These items have been recalled this month. If you have one of these items at home, click on the title to see the details to ensure it is not a risk to your household.
Food recalls:
Hubbards brand BeMighty granola blueberry & seeds
Leslies Clover chips bbq flavour
… View moreThese items have been recalled this month. If you have one of these items at home, click on the title to see the details to ensure it is not a risk to your household.
Food recalls:
Hubbards brand BeMighty granola blueberry & seeds
Leslies Clover chips bbq flavour
Sabres fresh & frozen ready meals
Pams plant based creamy tomato pasta bake
Product recalls:
Farmers brand girls jockey singlet
Vitamix container and blade bases
Crocs Jibbitz
Digital Notepads
City Beach novelty light
LED strip light
Hansa Chipper
Kawasaki Spartan mower
We hope this message was helpful in keeping you and your family safe.
To honor this special occasion, we're giving you an exclusive 10% Discount Voucher on purchases of NZ$50 or more. ✨
As the weather cools and cosy evenings become the norm, there’s nothing better than cranking up the heat and treating yourself to heartwarming comfort food. If you're craving a winter recipe that'll warm you from the inside out, look no further than Brent's irresistible slow-cooked… View moreAs the weather cools and cosy evenings become the norm, there’s nothing better than cranking up the heat and treating yourself to heartwarming comfort food. If you're craving a winter recipe that'll warm you from the inside out, look no further than Brent's irresistible slow-cooked pulled pork. Its smoky, aromatic scent often wafts from Brent’s apartment at Ryman’s Kevin Hickman Village, tempting taste buds and stirring appetites. With its tender meat and velvety sauce, this dish is every bit as delicious as it sounds – you’ll be reaching for seconds, thirds, and maybe even fourths!
Click read more for the full recipe.
Denham Bramwell’s new Albany office provides legal services to the fast-growing Business North Harbour community and local residents.
We offer specialist services in property law, family law, estates, wills & trusts, dispute resolution, litigation, and commercial and business law.
Are … View moreDenham Bramwell’s new Albany office provides legal services to the fast-growing Business North Harbour community and local residents.
We offer specialist services in property law, family law, estates, wills & trusts, dispute resolution, litigation, and commercial and business law.
Are you looking for expert legal advice, and the best possible legal outcomes? If you want to work with lawyers with deep respect and genuine care for their clients, we might be a good fit for you.
Call 09 9856900 to schedule an appointment or visit us to discover more.
Brooke Glasgow and Emma Boad
Denham Bramwell, Albany Office Partners.
Save the date! Join us for a 2-day sale on the 28th and 29th June. Come and pick up some beautiful winter knits designed to last a lifetime.
Enjoy up to 80% off our wide range of possum merino & merino garments and accessories from NZ made brands Standard Issue, McDonald, and Royal Merino. … View moreSave the date! Join us for a 2-day sale on the 28th and 29th June. Come and pick up some beautiful winter knits designed to last a lifetime.
Enjoy up to 80% off our wide range of possum merino & merino garments and accessories from NZ made brands Standard Issue, McDonald, and Royal Merino.
Located at 4B Lockhart Place, Mt Wellington. 10am to 4pm daily, see you there!
© Neighbourly 2024
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