First Rung: Debt Free Diva saves deposit for first home in 12 months
One of the best things about working for homed is all the inspiring people I get to chat to. One of my favs, and the most inspiring was Tracey Hemingway, who as The Debt Free Diva offers advice and guidance on getting your finances under control and working for you.
She knows what she's talking about, too. Not only did she smash more than $90k of debt in three years, but in the year since she paid it off, she's saved enough, on top of her Kiwisaver, to pay the deposit on a home of her own.
It wasn't easy, and Tracy would be the first person to tell you that! But it is doable. Check out how, and have a listen to our episode of First Rung about Settlement day, on this link below. It includes some tips from Tracy on setting up a budget to manage your finance when you have a mortgage to pay.
Poll: Should all neighbours have to contribute to improvements?
An Auckland court has ruled a woman doesn’t have to contribute towards the cost of fixing a driveway she shares with 10 neighbours.
When thinking about fences, driveways or tree felling, for example, do you think all neighbours should have to pay if the improvements directly benefit them?
-
82.1% Yes
-
15.2% No
-
2.7% Other - I'll share below
What's your favourite recipe for courgettes?
Kia ora neighbours. If you've got a family recipe for courgettes, we'd love to see it and maybe publish it in our magazine. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our January 2025 issue.
Builder: Small to Medium Jobs
The below phots - start to finish 7 working days. widened the cupboards, rebuilt insitue, new tops, paint and splash back.
During this past month I have performed many repairs, small building and upgrading jobs in several homes on the North Shore, my area work base. I’m a Sole Charge operation, all discussion and quoting, project management and product purchase, then doing the work myself.
I have a fellow builder mate to help on some of my jobs, between us we have at least 90 years experience, not bad for 2 guys. I’ve been swinging a hammer for over 5o years and Mike 40 years.
I specialise in small jobs, all those little things that should be adjusted, repaired or replaced and you keep putting off, simply because you don’t know how or where to get your maintenance brought up to scratch.
Please realise it’s way more cost effective to keep up to date with your maintenance than leave it and find that the original problem has now helped wear out something else. Now you have more than one piece to be fixed and subsequently, you guessed it, the job will cost more.
I don’t charge for my first visit, yes, Free. We can discuss your maintenance job be it big or small.
Feel free to contact me.
bruceurlich1@gmail.com text or call Bruce 0212121480
Thanks to Google my website is broken.
Loading…
