Mortgage Rates Drop Below 5%
For the first time since August 2022, a major bank has cut a mortgage rate below 5%! Westpac has dropped its 3yr special fixed home loan rate to 4.99%, alongside reductions for other fixed terms.
What does this mean for you?
✅ Refixing Soon? Now is a great time to review your options — locking in a lower rate could mean big savings.
✅ Buying a Home? Lower rates improve affordability, so it's worth reassessing your budget and options.
✅ Refinancing? If your rate is significantly higher, switching lenders might save you thousands.
This is a competitive move that could signal further rate drops ahead. If you’re wondering whether to act now or wait, let’s chat about your mortgage strategy. A quick review today could put you in a stronger position for 2025 and beyond.
📩 Get in touch for an independent mortgage review!
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Poll: Is your nearest emergency department up to scratch?
Concerns have been raised about Nelson Hospital with complaints of lack of staffing and excessive wait times. Do you have confidence in your local emergency department?
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36.5% Yes, it serves us well
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62.7% No, I have concerns
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0.8% Other - I'll share below
Poll: If you could rewind time, would you choose a different career?
It might not be too late for you, but some people look back and wish they had taken a different career path.
If you could go back in time, would you choose something different? Let us know what you would have chosen in the comments below.
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0% Yes
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0% No
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0% Other - I'll share below
Enjoy a year of free fees*
At Ryman you won't pay your base weekly fee for a whole year* when you sign up to an independent apartment or townhouse at a participating Ryman village before 30 June 2025.
That means that you won’t pay rates, water rates, building insurance, maintenance fees and more. That’s great financial certainty.
*Terms and conditions apply.
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