Citizens Advice Bureau North Canterbury
Community Organisation
Community Organisation
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Over the summer there can be a lot of stress placed on families, it is sadly one of the busiest times of year for Police attending family violence incidents.
Family violence can affect anyone. Financial pressures, unemployment, increased alcohol consumption, feeling like you are ‘spread too … View moreOver the summer there can be a lot of stress placed on families, it is sadly one of the busiest times of year for Police attending family violence incidents.
Family violence can affect anyone. Financial pressures, unemployment, increased alcohol consumption, feeling like you are ‘spread too thin’ with social/school/family engagements, difficult relationships, decisions about where to spend holidays can all add extra pressure and stress at this time of year.
If you or someone else is in danger, call 111. If you’re unable to speak, stay silent, and follow the operator’s instructions.
If you’re in danger and you cannot call 111, leave and get out of harm’s way. Your safety comes first. Get to a safe distance and then call 111 or get somebody to call for you.
In case you or someone you know needs them, here is a list of foodbank hours over the holiday period.
You may like to read our December Pānui, the final newsletter from us for 2024. In it we Ihighlight our report focusing on the experiences of CAB clients identifying as Pacific Peoples, reflect on our mahi over the past year, and provide information on how you can reach us over the Christmas … View moreYou may like to read our December Pānui, the final newsletter from us for 2024. In it we Ihighlight our report focusing on the experiences of CAB clients identifying as Pacific Peoples, reflect on our mahi over the past year, and provide information on how you can reach us over the Christmas holiday period.
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Our office will close today, Thursday 19 December, at 4.30pm and reopen on Wednesday, 8 January 2025 at 9am.
Please be aware that voicemail will not be checked until 8 January.
Season’s Greetings from everyone at Citizens Advice Bureau North Canterbury.
A credit report (or record) is a record of your credit history. It includes any payment defaults recorded against your name, and it also includes your credit rating.
Your credit rating is a score between 0 and 1,000 that credit reporting agencies assign to you based on your credit history. The … View moreA credit report (or record) is a record of your credit history. It includes any payment defaults recorded against your name, and it also includes your credit rating.
Your credit rating is a score between 0 and 1,000 that credit reporting agencies assign to you based on your credit history. The higher the score, the better your rating. Businesses, banks and other organisations you engage with may look at your credit report to help them decide if they want to do business with you.
You have a right to free access to your credit record. You will usually receive your record within 10 days of applying for it. You may need to pay a fee if you need it quicker than that (within three working days). A credit reporting company cannot charge you more than $10 (including GST) to process your credit report application.
In New Zealand, there are three credit reporting agencies. If you want a full check of your credit record, you need to get a credit report from each of them:
👉Centrix – My Credit Report
👉illion - register to get your free credit report
👉Equifax - My Credit File
For more information, visit: www.cab.org.nz...
#CABNZ #creditrecord #creditscore #NotSureAskUs
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