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Buying a house is one of the biggest decisions you will ever make
What are your non-negotiables?
Before you even turn to Google, sit down and write out your property deal-breakers
* Which suburbs would you most like to live?
* Do you like the neighbouring suburbs?
* Are local schools… View moreBuying a house is one of the biggest decisions you will ever make
What are your non-negotiables?
Before you even turn to Google, sit down and write out your property deal-breakers
* Which suburbs would you most like to live?
* Do you like the neighbouring suburbs?
* Are local schools a consideration?
* What’s the proximity to shops, sports facilities, cafes, restaurants etc?
* What are the dream features of your home?
* Is a garden or balcony important?
* How many bedrooms do you need?
* Do you need a garage?
* Do your desirables fall within your budget?
How much does it cost to buy property
Deposit
How much are you willing to pay upfront to secure your home?
The simple truth is that the more deposit you pay, the more likely you are to get a loan.
Of course, it depends on your lender and their rules, as well as your financial situation.
You may be eligible for government help if you’re buying your first home.
Other Costs
Property inspection reports are not compulsory, but it is a good idea to get a house inspection to uncover any likelihood of hidden costs you have to pay once you’ve bought the property.
We recommend you choose a property inspector who has professional indemnity insurance and carries out their work in accordance with the New Zealand Property Inspection Standards
When you have purchased your new home sit back and relax. You deserve it.
Have a confidential chat with me about anything real estate 0274 951 536
Each household gets 3 pieces of coloured paper that can be displayed in a window or on a door that others can easily see.
- Green is for I'm OK
- Yellow is for needing help or a check-in
- Red is for an emergency
This is a safe and simple way let others know how you're doing while … View moreEach household gets 3 pieces of coloured paper that can be displayed in a window or on a door that others can easily see.
- Green is for I'm OK
- Yellow is for needing help or a check-in
- Red is for an emergency
This is a safe and simple way let others know how you're doing while also looking out for others in your community.
Viscose, or Rayon, was the first regenerated fibre to be manufactured for commercial production in the early 1900s.
As a fabric, it is able to emulate the extremely soft handle and subtle sheen of natural fibres, whilst being more cost effective to produce. Therefore, resulting in the … View moreViscose, or Rayon, was the first regenerated fibre to be manufactured for commercial production in the early 1900s.
As a fabric, it is able to emulate the extremely soft handle and subtle sheen of natural fibres, whilst being more cost effective to produce. Therefore, resulting in the continued popularity of viscose in fashion and soft furnishings.
Although viscose begins as a natural fibre, it is different from products like linen and cotton because it undergoes a manufacturing process. During this process, wood pulp is dissolved in alkali to make the solution called viscose, which is then squeezed through a nozzle or spinneret into an acid bath to create filaments called regenerated cellulose, and finally spun into yarn.
As with all natural fibres, viscose has a unique personality and requires special care. In this article we will discuss the characteristics of this versatile fabric, whether it is the right choice for your next project, and its unexpected enemy – H2O.
Characteristics of Viscose:
• Soft Handle
• Luxurious appearance and subtle natural lustre.
• Viscose yarn absorbs and holds dye well. Especially when piece dyed, a viscose product has the ability to reflect vibrant and bold colour.
• Can be engineered to resemble other natural fibres such as linen cotton and silk, while in most instances, can be more cost effective.
• Absorbent fibre and less durable when wet. We recommend that fabric qualities with a high percentage of viscose yarn are not washed or spot cleaned with water. Due to the absorbent nature of the yarn, spot cleaning can result in watermarks occurring.
• Dry Cleanable. In most cases we recommend a professional dry clean for compositions with a high amount of viscose.
• Low thermal retention. This characteristic mostly applies to the fashion apparel industry. Being a cellulose based fibre, it does not retain heat as well.
• As with all natural fibres, viscose can be susceptible to fading in direct sunlight due to the extreme UV conditions in Australasia. We recommend you are mindful of where natural fibres are situated in the home. In a drapery situation we always recommend a quality lining.
• For interior textiles, a fabric with a component of viscose yarn is extremely versatile and can be used in drapery, upholstery and accessory applications. We don’t typically recommend viscose fabrics to be used for bedding due to the fibre generally being dry clean only.
• A fabric that contains a viscose component can have the same fabric dye processes, finishes and printing applications as other natural fibres.
Keep reading: www.curtainclean.co.nz...
Your oasis awaits at The Bayview.
There’s a hidden oasis located on the sunny slopes of Tauranga, and it’s waiting for you to call it home. As soon as you set foot in The Bayview, you’ll not only be met with breathtaking views of the harbour and Mount Maunganui, but a vibrant and … View moreYour oasis awaits at The Bayview.
There’s a hidden oasis located on the sunny slopes of Tauranga, and it’s waiting for you to call it home. As soon as you set foot in The Bayview, you’ll not only be met with breathtaking views of the harbour and Mount Maunganui, but a vibrant and close-knit community too.
With such amazing neighbours and activities at your doorstep, it’s never been easier to make friends and live the lifestyle you want; whether that’s a group class at the gym, a friendly game of bowls on the green, or enjoying the sun in our landscaped gardens.
Since every apartment comes with stylish fittings and open-plan living, there’s nothing you won’t love about your brand new home. Though you will have to leave it at some point, because as a welcome gift, we’re giving away a $5,000 luxury holiday with every apartment sold in October and November.
With so much on offer, there’s been no better time to move to The Bayview. To learn more, call Trudi on 0800 333 688 today.
*Terms and conditions apply, including eligibility criteria. Limited time offer.
Offer only applies to applications for independent living apartments at The Bayview, Tauranga. Holiday vouchers valued at $5000 will be provided for use with a third party service provider. Only one voucher per apartment. Vouchers are non-transferrable and cannot be exchanged for cash.
Full terms and conditions available at https://www.oceaniahealthcare.co.nz/current-offers.
This year Kiwis are being encouraged to grow-an-extra-row to share with neighbours, community pantries, food banks and other local food donation agencies.
Backyard and communal edible gardens not only provide healthy, sustainable and tasty kai, they also create greater food resiliency within our … View moreThis year Kiwis are being encouraged to grow-an-extra-row to share with neighbours, community pantries, food banks and other local food donation agencies.
Backyard and communal edible gardens not only provide healthy, sustainable and tasty kai, they also create greater food resiliency within our hapori.
Treat yourself with a Luxury Relaxing Facial + lash + brow tint + shape for $80 (normally $100) using 100% organic products Azurlis which are made in New Zealand. Gift Vouchers are available . Appointments also available for Massage, Waxing, IPL and Homeopathy. Valid till end of October. Ph … View moreTreat yourself with a Luxury Relaxing Facial + lash + brow tint + shape for $80 (normally $100) using 100% organic products Azurlis which are made in New Zealand. Gift Vouchers are available . Appointments also available for Massage, Waxing, IPL and Homeopathy. Valid till end of October. Ph 5706270…
email: bodytreatments@xtra.co.nz
www.body...
Not only is Insulation a great way at keeping your home warm and energy efficient, but it can also help reduce noise travelling through your home!
The dense structure of Insulation helps absorb both airborne and impact noise throughout the home.
Airborne noise is noise that travels throughout … View moreNot only is Insulation a great way at keeping your home warm and energy efficient, but it can also help reduce noise travelling through your home!
The dense structure of Insulation helps absorb both airborne and impact noise throughout the home.
Airborne noise is noise that travels throughout the air, such as traffic, TV noise, dogs barking and voices. Impact noise is vibrations that are carried through the house, such as footsteps, washing machine vibrations etc.
Fiberglass and wool insulation are the best types of insulation for reducing airborne and impact noise due to their many fibrous layers.
You can see our full range of insulation on our website:
Strong, sturdy NZ made. Some teeth marks on the railing. Can be set at different levels. 0212658715
Looking for a job and keen to get qualified? Our job board has new opportunities being listed regularly across our 37 sectors!
And good news, we have an exciting new function available – our CV builder. Now, anyone looking for an apprenticeship or job opportunity through Competenz can use our … View moreLooking for a job and keen to get qualified? Our job board has new opportunities being listed regularly across our 37 sectors!
And good news, we have an exciting new function available – our CV builder. Now, anyone looking for an apprenticeship or job opportunity through Competenz can use our CV Builder tool to create a professional CV with the right information to get the attention of employers.
Check out our CV builder here. Or keep an eye on our Job Board for new opportunities!
Take the survey and be in to WIN a share of $2,500 worth of prizes - including a luxury escape in Hawke's Bay, New Zealand’s food and wine country – where a sustainable weekend away tastes absolutely delicious!
Plus, each entry will also go in the draw to win 1 of 5 $100 gift vouchers … View moreTake the survey and be in to WIN a share of $2,500 worth of prizes - including a luxury escape in Hawke's Bay, New Zealand’s food and wine country – where a sustainable weekend away tastes absolutely delicious!
Plus, each entry will also go in the draw to win 1 of 5 $100 gift vouchers from the Restaurant Association of New Zealand.
While some Kiwis are enjoying home grown vegies, many are going without vegetables altogether.
This National Gardening Week we’re encouraging gardeners to grow-an-extra-row to share with neighbours, community pantries, food banks and other local food donation agencies.
To help get your … View moreWhile some Kiwis are enjoying home grown vegies, many are going without vegetables altogether.
This National Gardening Week we’re encouraging gardeners to grow-an-extra-row to share with neighbours, community pantries, food banks and other local food donation agencies.
To help get your extra row underway Yates is lending a helping hand.
Just register online HERE between 1st and 25th October to receive a FREE packet of Yates Vegie Seeds.
Once you’ve grown your vegies to share (or if you have spare now) please visit HERE to find a list of the organisations that would welcome your donation of fresh homegrown vegies.
Just like times change, so should your will – so it’s important to keep it up to date.
You’ve built a life around the things and people that matter most. An up-to-date will is the best way to protect your legacy and share it with the people you love.
If you last made… View moreJust like times change, so should your will – so it’s important to keep it up to date.
You’ve built a life around the things and people that matter most. An up-to-date will is the best way to protect your legacy and share it with the people you love.
If you last made a will back in the days of cassette tapes and telethons, it may be time for an update.
Join this supportive & fun online community, for local help to successfully grow your own vegies.
Yates are growing an online community of gardeners, and it’s free to join! Whether you’re just getting started, or an old hand – we can all do with help & support on the journey of … View moreJoin this supportive & fun online community, for local help to successfully grow your own vegies.
Yates are growing an online community of gardeners, and it’s free to join! Whether you’re just getting started, or an old hand – we can all do with help & support on the journey of growing our own food.
Yates expert Sarah O’Neil will be on hand to help with problems too. Plus there are over $4000 worth of prizes up for grabs!
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