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Entering the property market without a solid financial plan can lead to costly mistakes. Here’s why knowing your limits can set you up for success in the long term. 🏠💡
A clear financial plan is key to navigating the property market with confidence, especially when auctions are involved. … View moreEntering the property market without a solid financial plan can lead to costly mistakes. Here’s why knowing your limits can set you up for success in the long term. 🏠💡
A clear financial plan is key to navigating the property market with confidence, especially when auctions are involved. Knowing your limits helps prevent panic buying and ensures you stay on track for long-term success.
The same approach applies to your house and contents insurance—exploring special rates for existing policyholders can save you money. 📄✨
When it comes to financing your home, a common guideline is to keep your mortgage costs under one-third of your income. Whether you opt for a low-interest loan or prefer the flexibility of an offset account, make sure to read the fine print carefully. Hidden restrictions could affect your future plans.
And while it’s easier said than done, each of these requirements will take time and energy to carry out. But it’s worth remembering that your efforts will be rewarded many times over in terms of self-satisfaction, presentation and many happy returns.
Looking for expert guidance to navigate the property market with confidence? Connect with me today, and let’s discuss a strategy that aligns with your financial goals
#RealEstateAdvice #PropertyInvestment #FinancialPlanning #MortgageStrategy #HomeOwnership #TaurangaRealEstate #HomeBuyingTips
Join us any Wednesday in October and November, 10am - 3pm and experience the Ryman lifestyle that awaits.
Learn about our living options, tour our show homes and discover the wonderful amenities on offer.
We look forward to seeing you there.
Hi Neighbours,
? Get a Queen Bed for JUST $699!
Upgrade your sleep with the Zzz Time Pocket Pillowtop Queen Bed at an incredible price—just $699! ? Say goodbye to restless nights and hello to comfort and quality sleep.
But hurry—stock is limited, and this deal won't last long! … View moreHi Neighbours,
? Get a Queen Bed for JUST $699!
Upgrade your sleep with the Zzz Time Pocket Pillowtop Queen Bed at an incredible price—just $699! ? Say goodbye to restless nights and hello to comfort and quality sleep.
But hurry—stock is limited, and this deal won't last long! Visit your nearest Beds4U store today and secure your perfect night's sleep before it's too late. ?
Experience the difference a great mattress can make in your life. Shop now and sleep better! ??
#beds4u #mattress #nzbed #sleepbetter #limitedtime #queenbed
Term four program for SeniorNet Classes
Seniors learn how to make their computer device work for them with help from volunteer coaches in a safe small class environment.
Full program Timetable and Course information now available on the website of
Tauranga SeniorNet Club Inc. … View moreTerm four program for SeniorNet Classes
Seniors learn how to make their computer device work for them with help from volunteer coaches in a safe small class environment.
Full program Timetable and Course information now available on the website of
Tauranga SeniorNet Club Inc. www.taurangaseniornet.co.nz...
Last Tuesday we have had two extra people who joined us for this walk after I have promoted it here in Neighbourly. I hope we will have you two again and some more tomorrow! Weather forecast is reasonable - we might be lucky to finish our walk before the rain comes.
For most of us, seeing a friendly doggo while out and about instantly brings a smile to our faces. But how do you feel about cafes welcoming pups inside?
Cast a vote and share your thoughts below.
Soak up the Marlborough sun with the Heart Foundation Lottery.
For just $15 a ticket, you could win this brand-new, fully furnished Jennian home in breathtaking Blenheim.
Surrounded by stunning mountain views, this home features three bedrooms, two bathrooms, and a spacious open-plan kitchen,… View moreSoak up the Marlborough sun with the Heart Foundation Lottery.
For just $15 a ticket, you could win this brand-new, fully furnished Jennian home in breathtaking Blenheim.
Surrounded by stunning mountain views, this home features three bedrooms, two bathrooms, and a spacious open-plan kitchen, living, and dining area.
Get your tickets today at heartlottery.org.nz.
$2 for 6 Iceburg lettuces, green salad lettuce, rocket.
$1 long green cucumber.
Have free tomatoes at my gate. Do not know what is in each punnet. Shelf fell over, plants rescued, looking healthy but can't guarantee punnet contents. Either Heirloom, moneymaker, beefsteak or tommy toe. … View more$2 for 6 Iceburg lettuces, green salad lettuce, rocket.
$1 long green cucumber.
Have free tomatoes at my gate. Do not know what is in each punnet. Shelf fell over, plants rescued, looking healthy but can't guarantee punnet contents. Either Heirloom, moneymaker, beefsteak or tommy toe. They are good strong plants.
Hi Neighbours! We’d love to know your sleep preferences! If you’re sleeping on a Beds4U bed, would you rather:
Wheels, steel Rims (4 stud). Tires, Wheel Trims, and other misc. includes some body trims
Any Offers after viewing welcome (Papamoa)
Ask Question about what I have. can add photos.
Make a handy seed tray that can also double as a mini propagator. Finish in Resene Waterborne Woodsman Silvered Grey for a sleek look. Find out how to create your own with these easy step by step instructions.
I am selling tomatoes - beefsteak, moneymaker, sweet 100, golden cherry, tommy toe, grosse lise. Also silverbeet, some small brassicas, rocket and lettuce. All $2 for 6. I have crown pumpkin, cucumber (apple, long green and lebanese) for $1.50 per plant.
Tues - Friday. home in the afternoons.… View moreI am selling tomatoes - beefsteak, moneymaker, sweet 100, golden cherry, tommy toe, grosse lise. Also silverbeet, some small brassicas, rocket and lettuce. All $2 for 6. I have crown pumpkin, cucumber (apple, long green and lebanese) for $1.50 per plant.
Tues - Friday. home in the afternoons. Sat home all day., Sun, Mon closed.
Cornhole is the perfect game for summer entertaining and the matching scoreboard helps you see who’s winning at a glance.
Finish in contrasting Resene Lustacryl colours or choose complementary colours to suit your home.
Find out how to create your own with these easy step by step … View moreCornhole is the perfect game for summer entertaining and the matching scoreboard helps you see who’s winning at a glance.
Finish in contrasting Resene Lustacryl colours or choose complementary colours to suit your home.
Find out how to create your own with these easy step by step instructions.
Te Puna Quarry Park is run by volunteers and maintained partly by donations and proceeds of plant sales. For our next plant sale on 13 Oct., we have a selection of plants, pots, and goodies, while vegetable seedlings are growing. We like to get more stuff to sell, so we welcome donations of plants… View moreTe Puna Quarry Park is run by volunteers and maintained partly by donations and proceeds of plant sales. For our next plant sale on 13 Oct., we have a selection of plants, pots, and goodies, while vegetable seedlings are growing. We like to get more stuff to sell, so we welcome donations of plants (garden & house plants), decorative pots, garden furniture and other garden stuff. Please think of us when you are spring-cleaning your garden, and throwing out useable plants, or making cuttings of your house plants. We aim to pick up (but it depends on availability of our volunteers). Please contact us via email (tepunaquarrypark@gmail.com) or a text to Elly (027-371 8720). Thank you!!
Buying a home in Tauranga isn't just a transaction; it's a chapter in your story.
Buying a home is a major decision, and it's crucial to figure out your must-haves before diving into the process.
Before hitting up the websites, jot down your deal-breakers:
* Pick your preferred … View moreBuying a home in Tauranga isn't just a transaction; it's a chapter in your story.
Buying a home is a major decision, and it's crucial to figure out your must-haves before diving into the process.
Before hitting up the websites, jot down your deal-breakers:
* Pick your preferred suburbs.
* Consider the vibe of neighbouring areas.
* Think about local schools.
* Check out the proximity to shops, sports, cafes, and restaurants.
* List your dream home features.
* Decide on the importance of a garden or balcony.
* Determine the number of bedrooms you need.
* Consider if a garage is a necessity.
* Ensure your wishlist aligns with your budget.
Now, let's talk money:
Deposit:
Decide how much upfront cash you're comfortable putting down to secure your dream home. Generally, a larger deposit increases your chances of getting a loan, but it depends on your lender and financial situation.
First-time buyers might qualify for government assistance.
Other Costs:
While property inspection reports aren't mandatory, it's wise to get one to uncover potential hidden costs. Choose an inspector with professional indemnity insurance who follows the New Zealand Property Inspection Standards.
Once you've sealed the deal on your new home, take a breather—you've earned it!
Together, let's turn the key to a future filled with endless possibilities! 🌟🔑
If you wish to discuss anything real estate related, feel free to have a confidential chat with me - 0274 951 536.
Cheers to your new home! 🏡
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