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Our guest speaker this week was Cameron Bagrie, well-known guru on economic affairs, and a trustee of Life Education.
The main thrust of his forthright talk was that we should expect relentless change and disruption across the economy and society. Netflix, AirBnB, and E-scooters were unknown … View moreOur guest speaker this week was Cameron Bagrie, well-known guru on economic affairs, and a trustee of Life Education.
The main thrust of his forthright talk was that we should expect relentless change and disruption across the economy and society. Netflix, AirBnB, and E-scooters were unknown just a few years ago and now they are fixed in the public consciousness. These are technology-driven disruptors.
Demographic trends are driving new behaviours, too. The 64+ age group is growing fast, and the attitudes of younger workers are different. Who will take over the small firms when their owners want to retire?
To succeed in an era of disruption and rapid change our businesses need to adapt, so we need to encourage risk-takers and be more accepting of failure. Complacency is in itself a high-risk attitude. Sectors which in the past have relied on capital gains, such as farming (and especially dairying), will have to innovate more energetically.
There is an unhealthy focus on short-term results and returns to shareholders rather than the needs of customers over the long term. This needs to change. A quick win usually leads to long-term loss.
Cameron considers housing affordability, child poverty and mental illness as national disgraces, and while the ‘wellbeing’ budget shows good aspiration, so far the execution has been poor. Government debt at 20% of GDP is very low and since the government can borrow at low interest rates, it should do so. But then there are resource constraints, especially skilled labour, so projects can be poor value for money.
To future-proof our quality of life, we should invest more in our children, and pay our teachers more. Children need to be financially literate, a mission which Life Education is embracing.
Cameron’s take on economics was wide-ranging, stimulating, disturbing at times, but far from dismal.
It's true that you agreed to a legally binding contract as soon as you drove into the parking lot. Thankfully, New Zealand law protects consumers from the exploitative clauses that corporates love to slip in the fine print.
Under contract law, parking companies can only claim for "the … View moreIt's true that you agreed to a legally binding contract as soon as you drove into the parking lot. Thankfully, New Zealand law protects consumers from the exploitative clauses that corporates love to slip in the fine print.
Under contract law, parking companies can only claim for "the actual and reasonable costs they incurred". Charging $65 for a short overstay in an empty carpark is as far from reasonable as you can get.
To find out what to do in this situation, click here
Are you a SuperGold Cardholder?
Beaurepaires wants you to arrive safely wherever you travel, which is why we offer SuperGold Cardholders 11 – 15% off Michelin, BFGoodrich, Goodyear and Dunlop Tyres.*
Plus you can get great deals on Exide batteries and Shell Lubricants in-store!
Keep you and … View moreAre you a SuperGold Cardholder?
Beaurepaires wants you to arrive safely wherever you travel, which is why we offer SuperGold Cardholders 11 – 15% off Michelin, BFGoodrich, Goodyear and Dunlop Tyres.*
Plus you can get great deals on Exide batteries and Shell Lubricants in-store!
Keep you and your family safe on the road this winter with our FREE 4 Point Safety Check which includes:
- FREE Tyre Pressure Check
- FREE Battery Check
- FREE Tyre Tread Depth Check
- FREE Oil Check
*T&C's apply.
I am looking for a pet friendly rental for myself and my fur baby Harley. He is a small to medium size housetrained dog. I work full time but want a rental to turn into a home. I can give good references and are more than happy to pay a pet bond as I don’t believe Harley would damage anything.
… View moreI am looking for a pet friendly rental for myself and my fur baby Harley. He is a small to medium size housetrained dog. I work full time but want a rental to turn into a home. I can give good references and are more than happy to pay a pet bond as I don’t believe Harley would damage anything.
Please phone me on 0275654191 I need to move in the next couple of weeks as owners returning from overseas.
If you want someone to love and care for your home please give me a call🙂
Hi neighbours, do you love Kmart?
Hundreds of thousands of inexpensive items that pass through the retail giant's checkouts every year, so it's only to be expected there will be recalls – Kmart even has a recalls page on its website, and there are 31 products on the list.
The … View moreHi neighbours, do you love Kmart?
Hundreds of thousands of inexpensive items that pass through the retail giant's checkouts every year, so it's only to be expected there will be recalls – Kmart even has a recalls page on its website, and there are 31 products on the list.
The $55 timber Occasional Chair is the latest casualty, although this is a withdrawal rather than a recall. We don't know the reason for its withdrawal, except Kmart says it is for "a potential quality issue". But what other products have been found wanting?
To find out what else is on the recall list, click here
If you're concerned about any of your gas appliances or they haven't been serviced for a while, call us to come and check them over.
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