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The Team from Resene ColorShop Palmerston North
Refresh drawers with an ombre paint effects using tonal Resene paint colours.
Find out how to paint your own with these easy instructions.
Joanne from Palmerston North Central
Do you enjoy playing 500? Join us from 6.45 pm at the PN Bridge Clubrooms, cnr Cook and Cuba Streets, 1st , 3rd and 5th Fridays each month. Play starts at 7.00 pm. $5.00, includes supper and prizes. No partner required. For more info Ph Jo 06 3574910 or 021 1395367.
The Team from Red Cross Shop Palmerston North
Today my friends I am going to ask for help from the community. It will cost you 4 hours per week of your time. We are wanting new volunteers for our retail shop. Are you a friendly, outgoing person who would like to obtain new skills and meet some wonderful people. I would love to welcome you … View moreToday my friends I am going to ask for help from the community. It will cost you 4 hours per week of your time. We are wanting new volunteers for our retail shop. Are you a friendly, outgoing person who would like to obtain new skills and meet some wonderful people. I would love to welcome you into our happy band of volunteers. Call Jan on 0274050232 or call into the shop on the corner of Tremaine Ave and Malden St P.Nth
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- 60-Night's Comfort Guarantee
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Stu from Aokautere - Fitzherbert
Tv and Free view box 24" excellent condition txt 0212644294
Price: $60
If you need more forms or accessibility formats, visit www.census.govt.nz, or call 0800 236 787 for help. Find out more
Sheryn from Sheryn Prince Real Estate
Number of first home buyers getting into a home of their own at an eight year low
The number of first home buyers getting into a home of their own at the start of this year was at its lowest level since 2015.
According to the latest Reserve Bank figures, banks approved just 1166 mortgages … View moreNumber of first home buyers getting into a home of their own at an eight year low
The number of first home buyers getting into a home of their own at the start of this year was at its lowest level since 2015.
According to the latest Reserve Bank figures, banks approved just 1166 mortgages for first home buyers in January, the lowest number in any month of the year since January 2015 (apart from April 2020 when housing market activity came to a standstill due to the Covid lockdown).
And as mortgage interest rates have been steadily rising, the amount being borrowed by first home buyers has been steadily decreasing.
In January this year the average value of the loans approved to first home buyers was $548,885. That's down by $46,513 (-7.8%) from its May 2022 peak of $595,398.
However almost a third of those loans approved in January this year were low equity loans to first first home buyers with less than a 20% deposit.
In January this year, 370 low equity mortgages were approved to first home buyers.
Although that is a low number, it made up 31.7% of all the mortgage approved to first home buyers in January.
That was the first time the low equity loans to first home buyers have gone above 30% of the total since November 2021, when house prices also hit their cyclical peak.
While rising interest rates have reduced the number of first home buyers getting into their own homes, they are also affecting the amount they are paying for them.
Although higher interest costs mean fewer aspiring first home buyers are getting into a home of their own, they are proving to be a more resilient part of the market than either investors or existing owner-occupiers.
However the low overall number of mortgages being approved to aspiring first home buyers suggests that home ownership likely remains an impossible dream for many.
The Team from Neighbourly.co.nz
There's some real goodies on Neighbourly Market in our FREE section, and we want to see even more!
If you've got some things getting dusty in the garage that could use a new home, list them on Neighbourly as free in the next 48 hours and you'll go in to win one of 5 x $50 … View moreThere's some real goodies on Neighbourly Market in our FREE section, and we want to see even more!
If you've got some things getting dusty in the garage that could use a new home, list them on Neighbourly as free in the next 48 hours and you'll go in to win one of 5 x $50 Prezzy® cards!
List an item now
Stu from Aokautere - Fitzherbert
Conrad meler Fish harvest only use once in excellent condition txt 0212644294
Price: $1,300
Ashoka from Roslyn - Terrace End
PS: Hedgehog now resting in cat bed and eating cat food. Help, as in long-term home, would be appreciated.
There is an injured hedgehog at Larsen Court in Roslyn. Doesn't want to move but no visible injuries. The veterinary clinic on duty is the one at 20 Manchester Street, Feilding. I have … View morePS: Hedgehog now resting in cat bed and eating cat food. Help, as in long-term home, would be appreciated.
There is an injured hedgehog at Larsen Court in Roslyn. Doesn't want to move but no visible injuries. The veterinary clinic on duty is the one at 20 Manchester Street, Feilding. I have no means of transport and they do not pick up but will see this animal if it is delivered to them. Any help or advice would be appreciated.
Thank you.
Telephone: 021-670155
Margaret from West End
Standard fan in good working order. Must be gone by Thursday morning.
Free
Margaret from West End
Masport Sprint 375 series 18 lawnmower, works well, and cut lawns only yesterday. May need maintenance such as sharpening. Must go by Thursday morning.
Free
Wendy from Bunnythorpe
Hi all, my 2 fussy horses require good quality green & sweet clover hay. Thanks
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