Business loans "Prospa" - be careful
I see Prospa is posting a sponsored message. Be aware that interests have been reported as high as 30.2%.
Any loan without assets are going to charged a lot. While this could tide you over for a few months, I strongly recommend keeping the payback period as short as possible, preferably one month term.
From Prospa: "We use a risk-based pricing model to determine the cost for each individual customer using data such as industry, years in business and cash flow. We do also have to consider the current environment to responsibly assess risk, to ensure we lend appropriately."
Poll: Do you think banning gang patches is reasonable?
With the government cracking down on gangs, it is now illegal for gang members to display their insignia in public places whether through clothing or their property.
This means arrests can be made if these patches are worn in places like restaurants, shops, on public transport or ferries, and on airplanes. Arrests were made recently at a funeral.
Do you think this ban is reasonable?
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77% Yes
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21.6% No
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1.4% Other - I'll share below
What's your favourite recipe for courgettes?
Kia ora neighbours. If you've got a family recipe for courgettes, we'd love to see it and maybe publish it in our magazine. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our January 2025 issue.
Poll: Should all neighbours have to contribute to improvements?
An Auckland court has ruled a woman doesn’t have to contribute towards the cost of fixing a driveway she shares with 10 neighbours.
When thinking about fences, driveways or tree felling, for example, do you think all neighbours should have to pay if the improvements directly benefit them?
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82.1% Yes
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15.2% No
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2.7% Other - I'll share below