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Hey neighbours, are you thinking of borrowing money by taking out a loan?
Before you do - there's a few things you really need to know about. Take a minute and read the tips below to ensure you're asking the right questions and getting the best loan for you.
1. Shop around! … View moreHey neighbours, are you thinking of borrowing money by taking out a loan?
Before you do - there's a few things you really need to know about. Take a minute and read the tips below to ensure you're asking the right questions and getting the best loan for you.
1. Shop around! Interest rates, fees and terms must be made available to you by the lender. Make sure you compare details and make an informed decision about what loan is best for you.
2. Choose a lender. Did you know that when you borrow money to buy something, you don’t have to borrow from the same person who is selling the goods?
3. Understand. Whoever is loaning you the money must ask questions to make sure you can afford the loan. They also need to help you understand the key terms of the loan.
4. Be prepared. You'll need to provide your lender with information to show that you can afford to repay the loan. This might include proof of income and expenses so make sure you have it ready.
Don't get on Auntie's bad side and do your research! You can find more information here.
Your friends at Neighbourly
Emergencies are unpredictable, therefore it’s really important to make a plan to help you get through.
Having a discussion about alternative meeting places, what to do if you can’t contact each other or making a list of supplies are good things to think about when making a plan for an … View moreEmergencies are unpredictable, therefore it’s really important to make a plan to help you get through.
Having a discussion about alternative meeting places, what to do if you can’t contact each other or making a list of supplies are good things to think about when making a plan for an emergency.
What will be on your plan?
www.happens.nz...
Residents fear a proposed bypass in Kerikeri will mean an influx of logging trucks rumbling their way through their quiet cul de sac.
The south eastern bypass - a $20.5 million bypass linking the Mill Lane industrial area with Maraenui Drive - is one of several roading projects aimed at reducing… View moreResidents fear a proposed bypass in Kerikeri will mean an influx of logging trucks rumbling their way through their quiet cul de sac.
The south eastern bypass - a $20.5 million bypass linking the Mill Lane industrial area with Maraenui Drive - is one of several roading projects aimed at reducing congestion in Kerikeri set down in the Far North District Council's Long Term Plan 2018-28.
The 1km road would divert heavy goods trucks away from Hobson Ave and Cobham Rd.
Transport Action Group Kerikeri spokesperson Julie Clearwater said recent news of a long term forestry contract being awarded to a Waipapa company meant a "real possibility" of timber being carted from Waipapa forest to the saw mill via the Kerikeri township.
"We're going to have logging trucks and school traffic using the same bypass. It's the safety of it, it's a residential area.
"Logging truck movements through town would have a huge impact on both residential and commercial properties."
Maraenui Drive resident Chris O'Brien said the proposal was "ludicrous" and "extremely shortsighted".
"To date trucks go via Haruru Falls but they're looking for another route out. When they start logging the north side of the forest they'll want to come out through Kerikeri.
"Who wants logging trucks trundling past their front door every hour of the day once the Waitangi Forest is harvested?"
Both residents said the bypass would create more congestion and there would end up being three bottlenecks; at Maraeuni Drive, Mill Lane and at Countdown.
Instead of the mere 1km stretch of road proposed, the bypass should continue further to link directly with State Highway 10, they said.
"They're trying to sell it to the community as a way to relieve congestion, but it's not," Clearwater said.
Council Infrastructure & Asset Management Acting General Manager Glenn Rainham said the council has no confirmed plans to create a bypass linking Maraenui Drive and Mill Lane.
The council has decided to delay a decision on the bypass until a district wide roading strategy could be developed. The aim is to complete the strategy for the annual plan 2019-20.
"There is a considerable amount of work to be done before we can confirm any changes to the proposed road network for Kerikeri so it is not possible to say whether residents on any potential route will be impacted by logging trucks," Rainham said.
"However, given road construction timelines, it is likely harvesting which is currently underway using Haruru Falls Rd will be over well before any new roads are completed."
But Clearwater said the plans are much further advanced, and residents had not been involved in a consultation process.
"Nobody told us. The first I heard about it was a random post on Facebook."
Credit to Jenny Ling: www.stuff.co.nz...
Looking weekly for garage sales or bulk shed buys..not online sales..Warkworth..Mangawhai Whangarei or similar..any help appreciated thanks
Resene's colour and tech experts were live on Homed last night to answer your paint and decorating questions. If you missed it, you can catch up on all the questions and answer, here, and hopefully get some inspiration for your next project.
Looking to grow your community relationships? Need to find out how to measure your success? Want to know what leadership looks like?
Here’s a list of our upcoming workshops around New Zealand. Save the dates!
inspiringcommunities.org.nz...
Our dedicated Fire and Emergency New Zealand volunteers received many wonderful messages from people all over New Zealand during National Volunteer Week. Thank you for taking the time to recognise the work of Fire and Emergency volunteers in your community.
Volunteering can be rewarding. If you … View moreOur dedicated Fire and Emergency New Zealand volunteers received many wonderful messages from people all over New Zealand during National Volunteer Week. Thank you for taking the time to recognise the work of Fire and Emergency volunteers in your community.
Volunteering can be rewarding. If you want to know what it takes to become a Fire and Emergency New Zealand volunteer, find out more at fireandemergency.nz/volunteering
Since 1998 AMP has dedicated more than $2.4 million towards helping over 300 everyday Kiwis realise their dreams. If you’ve got a passion you want to turn into a reality, an AMP Scholarship could help you get there. Apply today!
Lions in Kerikeri are holding a Women's Expo on Saturday 3rd November 2018 at The Turner Centre. Proceeds raised will go to Breast Cancer. Anyone interested in a stand please get back to me to see if you have what we are looking for to display on the day. Need professional people with a … View moreLions in Kerikeri are holding a Women's Expo on Saturday 3rd November 2018 at The Turner Centre. Proceeds raised will go to Breast Cancer. Anyone interested in a stand please get back to me to see if you have what we are looking for to display on the day. Need professional people with a variety of goods and services for women.
Hi neighbours,
Have you had a near miss with a jet ski? Surfers in the Far North have a simple message for jet ski drivers: 'No skis if people are paddling it'. Locals have said it's simply too dangerous.
Do you think it's a fair message? What's your experience in … View moreHi neighbours,
Have you had a near miss with a jet ski? Surfers in the Far North have a simple message for jet ski drivers: 'No skis if people are paddling it'. Locals have said it's simply too dangerous.
Do you think it's a fair message? What's your experience in the water? Let us know in the replies!
Palm Reading,
Scientific Hand Analysis, Empath Intuit Palmist
Kerikeri Packhouse Market, Or Private Home
0276065432
We have had our trailer stolen from our back yard. Not visible from road. We had a visit a short while ago from people claiming they were lost. Have been advised this is a method of getting onto properties to recce for items to steal.
If you get a visit from someone on your property who says they … View moreWe have had our trailer stolen from our back yard. Not visible from road. We had a visit a short while ago from people claiming they were lost. Have been advised this is a method of getting onto properties to recce for items to steal.
If you get a visit from someone on your property who says they are lost or asking directions I suggest you take rego and report to police. Police have been very proactive but they need leads.
In some emergencies you may be stranded in your vehicle for some time. A flood, snow storm or major traffic accident could make it impossible to proceed.
What emergency supplies do you have in your vehicle?
www.happens.nz...
Check out Get Growing subscriber Clare Strange's genius hack for a gardening apron. It was made from a pair of jeans from an op shop. "All of my gardening clothes come from op shops," she says. "Large men's shirts make good cover-ups to keep sun and insects off my arms. For… View moreCheck out Get Growing subscriber Clare Strange's genius hack for a gardening apron. It was made from a pair of jeans from an op shop. "All of my gardening clothes come from op shops," she says. "Large men's shirts make good cover-ups to keep sun and insects off my arms. For the apron, start with a smaller size than you would wear so it doesn't wrap around too far. Check that it has a lot of pockets." So tell us if you've got similarly fashionable, exclusive-for-the-garden glad rags, and if yes, why not post a photo in the Reply space too!
Graeme Bergh is a keen motorcyclist and happens to be a NZ Police officer. He’s attended many serious motorcycle crashes and learned first-hand the factors that cause and contribute to them.
Sadly, in the majority of cases, there were things the rider could have done to prevent the crash, … View moreGraeme Bergh is a keen motorcyclist and happens to be a NZ Police officer. He’s attended many serious motorcycle crashes and learned first-hand the factors that cause and contribute to them.
Sadly, in the majority of cases, there were things the rider could have done to prevent the crash, “and that breaks my heart”, says Graeme. His solution? “Do some training”. It just might save your life.
Sign up for training today.
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