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John Heritage from John Heritage & Associates
I’m sure that for most of us our home is our biggest asset and that we’ve gone to the trouble of insuring it. And I’m equally sure everyone assumes their chosen insurer will cough up the amount required to rebuild our pride and joy if we’re caught up in the next wildfire or earthquake? … View moreI’m sure that for most of us our home is our biggest asset and that we’ve gone to the trouble of insuring it. And I’m equally sure everyone assumes their chosen insurer will cough up the amount required to rebuild our pride and joy if we’re caught up in the next wildfire or earthquake? Sadly, in most cases, this will not happen due to a nasty little clause tucked away in the policy’s small print that says “all sums insured are GST inclusive”. So what, you’re probably thinking. Well – your schedule may say your house is insured for $400,000, but if that includes GST it means you’re really only covered for $348,000, which will probably mean you’ll be left short and not have enough money to rebuild. And since that is the main reason you insured your house in the first place you’ll be rightly ****** off. The policy I recommend would give you the full amount you’re insured for with any GST paid on top ie an extra 15% cover. Not only that, but if your rebuilding cost is still not covered they will give you up to 10% more. This all comes at no extra charge, and this policy is usually no dearer anyway.
And that’s not all. My recommended policy pays more than most in other areas too inc:
• Retaining walls
• Clearance of rubble
• Landscaping after rebuild
• Alternative accommodation if your house is unliveable
To avoid any nasty surprises why not let me carry out a WOF on your policy (see attachment for more details) and tell you how it stacks up? Normally valued at $200, for a limited time there is no charge to members of Neighbourly, and no obligation to take things any further – so you’ve really got nothing to lose.
To claim your free, no obligation policy WOF, call me (John) on 855 9041 or 021 184 3499
Free
Fire and Emergency New Zealand
Fire is deadly fast. Once it’s started, it’s too late to plan your escape. You need to be prepared to survive. So, the New Zealand Fire Service has developed Escape My House, a gripping interactive experience that takes place inside a real house fire. Try it for yourself at … View moreFire is deadly fast. Once it’s started, it’s too late to plan your escape. You need to be prepared to survive. So, the New Zealand Fire Service has developed Escape My House, a gripping interactive experience that takes place inside a real house fire. Try it for yourself at escapemyhouse.co.nz Try it now
The Team from Neighbourly.co.nz
This is our second to last daily showcase of two of our AMI Community Grant finalists, sharing a bit more about the great work that they're doing in Kiwi communities. You can help support these organisations by voting for them to win their share of $20,000.
Volunteering Canterbury
… View moreThis is our second to last daily showcase of two of our AMI Community Grant finalists, sharing a bit more about the great work that they're doing in Kiwi communities. You can help support these organisations by voting for them to win their share of $20,000.
Volunteering Canterbury
Volunteering Canterbury has been supporting volunteering for over 25 years in Canterbury. Increasingly we find ourselves going to the community to talk about volunteering; encouraging people to volunteer within their neighbourhoods. With people moving as a result of the quakes in 2010/2011, and the newcomers to the city for the rebuild, volunteering is providing excellent opportunities to make connections. We are seeking assistance for two tablets and a marquee so that we more readily attend community events and show people, on the spot, how to get involved with volunteering. VOTE NOW!
The House of Grace
The House of Grace is a home for pregnant teens and young mothers. Young mums are built up to be confident mothers, capable of raising children within healthy family environments. We help young women continue their education, overcome personal challenges and break free from issues that may be holding them back. As a non-profit and non-government funded organisation, we rely on donations. Funds will go towards furnishings for the home, new couches and updated bedding. We desire to make the home a beautiful, safe and peaceful environment for young mums who may not have experienced this before. VOTE NOW!
Learn more
Dentist from Flagstaff Dental
1) Soft Bristles Only
2) Do not scrub your teeth hard, Soft gentle circular motions
3) Studies have shown that if you have correct techniques with the manual toothbrush, there is no significant differences between using the manual or the electric toothbrush
4) Change your toothbrush every 3 … View more1) Soft Bristles Only
2) Do not scrub your teeth hard, Soft gentle circular motions
3) Studies have shown that if you have correct techniques with the manual toothbrush, there is no significant differences between using the manual or the electric toothbrush
4) Change your toothbrush every 3 months!
Another crazy deal from your local Mad Butcher - Come and visit the store and find out what other specials you can find. Only while stocks last !
The Team from Neighbourly.co.nz
This is day number eight of showcasing two of our AMI Community Grant finalists to share a bit more about the great work that they're doing in Kiwi communities. You can help support these organisations by voting for them to win their share of $20,000.
Foster Hope Charitable Trust
Foster … View moreThis is day number eight of showcasing two of our AMI Community Grant finalists to share a bit more about the great work that they're doing in Kiwi communities. You can help support these organisations by voting for them to win their share of $20,000.
Foster Hope Charitable Trust
Foster Hope purchases items to go inside backpacks that are given to children when they go into foster care as sadly, it’s not unusual for a child to arrive in care with only the clothes that they’re standing in. Our backpacks include a book, soft toy, toiletries, a carry all bag and other bits and pieces to let the child know that their community cares about them. We would love to include packs of new underwear in the packs if we had additional funds. VOTE NOW!
Taradale Alleyway Improvement / Beautification project
Taradale has two alleyways that are unlit and therefore unsafe to use in the evenings and due to their rundown appearance and lack of adequate directional signage, they are not working as well as they could to link the community to the center of Taradale. The project includes: installing safety lighting for evenings, painting a mural on the 36 metre long large wall to celebrate the 130th year since Taradale was made a Town District; erecting mural panels; installing better signage. VOTE NOW!
Learn more
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