Credit Cards and debt consolidation!
Yes!! It has been years since credit cards have moved their interest rates with most being well in excess of 20%!! ANZ has reduced its Visa cash advances interest rate by -2.00% to 20.95%, which takes it down to the same level as its Purchase rate on most cards. No other credit card rates changed.💳
This is why Banks - especially the big 4, make such HUGE profits!! So if you have credit card debt that is not going to be paid off and fully cleared within the next 3 to 6 months, please talk to me.
This is especially important if you are trying to save to buy your First Home. 🏡😘
Some clients I helped recently had a Mortgage, Motor Trade Finance, QCard and CC debt. We were able to consolidate the debts and reduce the monthly payments from $1,034 per month to $490 per month, which is a monthly saving of $544!!!
The even better news is that most of that savings was able to be directed towards their mortgage which will reduce the term of their mortgage by 16 years!! This will save them in excess 💲136,000💰💰💰in interest costs over the term of their loan.
Being mortgage smart makes your financial future secure!
Trish
0274 368 367
trish@trishgreenwood.co.nz
Poll: Do you think banning gang patches is reasonable?
With the government cracking down on gangs, it is now illegal for gang members to display their insignia in public places whether through clothing or their property.
This means arrests can be made if these patches are worn in places like restaurants, shops, on public transport or ferries, and on airplanes. Arrests were made recently at a funeral.
Do you think this ban is reasonable?
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77.1% Yes
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22% No
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0.9% Other - I'll share below
What's your favourite recipe for courgettes?
Kia ora neighbours. If you've got a family recipe for courgettes, we'd love to see it and maybe publish it in our magazine. Send your recipe to mailbox@nzgardener.co.nz, and if we use it in the mag, you will receive a free copy of our January 2025 issue.
Think You’ve Got the Answer? Today’s Riddle Says ‘Prove It’!
If eleven plus two equals one, what does nine plus five equal?
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