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Budgeting
Where can I go for free budgeting advice?
How do I avoid getting into unmanageable debt?
Where can I go for free budgeting advice?
There are several non-profit organisations that can help you with budgeting advice.
Your local Citizens Advice Bureau can help you find a … View moreBudgeting
Where can I go for free budgeting advice?
How do I avoid getting into unmanageable debt?
Where can I go for free budgeting advice?
There are several non-profit organisations that can help you with budgeting advice.
Your local Citizens Advice Bureau can help you find a budgeting service that suits your situation. Some CABs also run regular budgeting clinics.
The Financial Capability Trust website and the Family Services directory also list budgeting services and financial mentors around New Zealand.
You can also get budgeting and debt management information and advice on the Sorted website.
You might be interested in joining a local MoneyMates groups. These are support groups for people wanting to improve their budgeting skills.
How do I avoid getting into unmanageable debt?
It mostly boils down to living within your means – in other words, spending no more than the amount you earn and only borrowing money (e.g. a student loan) if you are confident of your ability to pay it back.
You can do this by putting together a budget which lists your total income and all of your expenses. You can download a budget worksheet for free from The Budgeting Hub website or the Work and Income website, or use the online budgeting tool on the Sorted website.
A budget advisory service (see above) can help you put a budget together and work out ways for you to reduce your spending or increase your income.
The Sorted website also has advice to help you manage your debt.
Hello neighbours, here's a look at some new plants out in garden centres this month.
Heavy rain is expected to bring flooding to parts of Christchurch and Banks Peninsula on the first d…
Did you know Regenerate Christchurch has around 40,000 keys from demolished homes in the Red Zone? They're asking what should be done them. What do you think? Wind chimes, sculptures, pathways....? We'd love to share your ideas in print, so please note if you don't want your comments… View moreDid you know Regenerate Christchurch has around 40,000 keys from demolished homes in the Red Zone? They're asking what should be done them. What do you think? Wind chimes, sculptures, pathways....? We'd love to share your ideas in print, so please note if you don't want your comments in the Christchurch Mail, put a NFP on your comments.
Christchurch could be in for a soaking over the next few days.
Read more at Newsline: bit.ly...
Dear Friends
One Stop IT Shop in Avonhead Christchurch .
Lowest prices with Quality Product & Services. Experienced Staff , Wide range of Ex Lease Stock , Parts , Accessorizes , Gaming PC etc.
Services We Offer :-
*Desktop Computer & Laptop Repair
*Date Backup & Transfer … View moreDear Friends
One Stop IT Shop in Avonhead Christchurch .
Lowest prices with Quality Product & Services. Experienced Staff , Wide range of Ex Lease Stock , Parts , Accessorizes , Gaming PC etc.
Services We Offer :-
*Desktop Computer & Laptop Repair
*Date Backup & Transfer
*Software & Windows troubleshooting & installation
*Virus Removal & System Cleaning services
*System Tune-Up and Optimization
*Network Installation & Configuration
*Free Quotes for Bulk Order & Services
*Onsite Computer Repair & Support
* Iphone , Ipad , Mobile Repair
* Mac Repair
* Old & New Pc & laptops
* Screen Replacement
* Remote Support & Rental Service for Corporate
* Website Designing , Maintaining & Development
* Web Hosting & Domain Name Sales & Support
We have Retail store for Pc , Mobile & Laptop Parts in Avonhead .
Buy Online at www.teslimited.co.nz.........
The restoration of South Brighton's boardwalk is a "vote of confidence for the community", backers s…
Any Selwynites heading to Horncastle arena to support Murray 'the hammer' Chappell? Or the Pre-Bash to back Heart Kids? Read all about Murray's dedication to coming out king of the ring below.
Four white vinyl dining chairs
Have been scratched by our cats !
May be suitable for recovering ?
$10
More than 14,000 patients denied treatment in New Zealand's under-funded public health system have r…
If Erana, Jamee and Chloe Te Moananui have their way, they'll one day be the first triplets to repre…
A flaming car on the access road to Mt Hutt has delayed traffic heading to the ski field. The car c…
There is a narrow window of opportunity each spring to renovate and prepare the fields between the winter and summer sports changeover, and this year’s wet winter brings a warning the fields may look worse for wear during the renovation process.
Read more at Newsline: bit.ly...
A small set of drawers
hight 81 cm
width 51 cm
depth 44 cm
Painted in resene paint and waxed for protection with a clear wax all four drawer fronts and insides are decoupaged in a small flower patten and varnished.
Welcome to view.
Pick up Halswell
Listed elsewhere
This in an individual cabinet in a very on trend style. I have layered paint and crackle glazed to give the appearance of decades of peeling paint, yet it was only painted this month. I have used neutral colours to fit in any room of any home. It has had a vintage wax for protection and the paint … View moreThis in an individual cabinet in a very on trend style. I have layered paint and crackle glazed to give the appearance of decades of peeling paint, yet it was only painted this month. I have used neutral colours to fit in any room of any home. It has had a vintage wax for protection and the paint is Resene. The back has been decoupaged in a Resene wallpaper and given a coat of varnish. I welcome you to view if this is a style you are interested in.
Hight 75 cm
width 45 cm
depth 50 cm
this is a solid piece of furniture
Pick up Halswell Listed else where.
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