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Budgeting
Where can I go for free budgeting advice?
How do I avoid getting into unmanageable debt?
Where can I go for free budgeting advice?
There are several non-profit organisations that can help you with budgeting advice.
Your local Citizens Advice Bureau can help you find a … View moreBudgeting
Where can I go for free budgeting advice?
How do I avoid getting into unmanageable debt?
Where can I go for free budgeting advice?
There are several non-profit organisations that can help you with budgeting advice.
Your local Citizens Advice Bureau can help you find a budgeting service that suits your situation. Some CABs also run regular budgeting clinics.
The Financial Capability Trust website and the Family Services directory also list budgeting services and financial mentors around New Zealand.
You can also get budgeting and debt management information and advice on the Sorted website.
You might be interested in joining a local MoneyMates groups. These are support groups for people wanting to improve their budgeting skills.
How do I avoid getting into unmanageable debt?
It mostly boils down to living within your means – in other words, spending no more than the amount you earn and only borrowing money (e.g. a student loan) if you are confident of your ability to pay it back.
You can do this by putting together a budget which lists your total income and all of your expenses. You can download a budget worksheet for free from The Budgeting Hub website or the Work and Income website, or use the online budgeting tool on the Sorted website.
A budget advisory service (see above) can help you put a budget together and work out ways for you to reduce your spending or increase your income.
The Sorted website also has advice to help you manage your debt.
Hello neighbours, here's a look at some new plants out in garden centres this month.
Christchurch could be in for a soaking over the next few days.
Read more at Newsline: bit.ly...
Did you know Regenerate Christchurch has around 40,000 keys from demolished homes in the Red Zone? They're asking what should be done them. What do you think? Wind chimes, sculptures, pathways....? We'd love to share your ideas in print, so please note if you don't want your comments… View moreDid you know Regenerate Christchurch has around 40,000 keys from demolished homes in the Red Zone? They're asking what should be done them. What do you think? Wind chimes, sculptures, pathways....? We'd love to share your ideas in print, so please note if you don't want your comments in the Christchurch Mail, put a NFP on your comments.
The Council today considered a report looking at short term options to reduce flood risk in Southshore, before deciding on the stabilisation option.
Read more at Newsline: bit.ly...
The restoration of South Brighton's boardwalk is a "vote of confidence for the community", backers s…
More than 14,000 patients denied treatment in New Zealand's under-funded public health system have r…
There is a narrow window of opportunity each spring to renovate and prepare the fields between the winter and summer sports changeover, and this year’s wet winter brings a warning the fields may look worse for wear during the renovation process.
Read more at Newsline: bit.ly...
A New Brighton Tiny Hut has been gifted by the Council to the school where it was created as three of the Tiny Huts make way for a new playground. More at NEWSLINE: www.ccc.govt.nz...
Hello neighbours,
September is Bee Aware Month, and our September issue comes with lots of ideas and projects to help the bees. Top 3 things you can do:
1. The September issue comes with free wildflower seeds. Plant them and register your bee-friendly garden on our map. www.stuff.co.nz...
2.… View moreHello neighbours,
September is Bee Aware Month, and our September issue comes with lots of ideas and projects to help the bees. Top 3 things you can do:
1. The September issue comes with free wildflower seeds. Plant them and register your bee-friendly garden on our map. www.stuff.co.nz...
2. Take part in The Great Kiwi Bee Count. www.stuff.co.nz...
3. Sign the petition against the sale of pesticides containing bee-harming neonicotinoids. www.stuff.co.nz...
Hi I am looking for a trestle table that I can weave flax on .
Condition immaterial.
Would anyone have one that is not too expensive that would like a good home ?
Thanks
Doing a little decorating? You'll want to know about our great deals! Get 25% off Resene premium paints, stains, primers and sealers 10L. Buy one Resene testpot, get one FREE. Available to Resene ColorShop or DIY cardholders. If you don’t have a card, sign up for a FREE one on the … View moreDoing a little decorating? You'll want to know about our great deals! Get 25% off Resene premium paints, stains, primers and sealers 10L. Buy one Resene testpot, get one FREE. Available to Resene ColorShop or DIY cardholders. If you don’t have a card, sign up for a FREE one on the Resene website or while you’re in store.
Hay-fever season is descending upon us, in great gusts of pollen and bouts of sneezing. This got us talking (and sneezing) in the office. Does a sneeze or hiccup require an "excuse me"? What do you say when you sneeze or hiccup?
Register your interest for a new youth advisory group and online youth forum for education. If you’re aged between 14 and 18 years old, or know someone who is, then encourage them to get involved.
Registrations are open until Sunday 3 September. You can register HERE. #myeducationmyvoice
Some shots from Taylors Mistake earlier this evening... a bit of colour grading done to "warm" the shots up a bit... :)
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