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Lifetime is a full-service financial advisory practice committed to securing a smarter financial future through tailored advice. With a nationwide team of expert advisers, Lifetime provide Home and business loan, insurance and investment, KiwiSaver solutions from purchasing your first property, to … View moreLifetime is a full-service financial advisory practice committed to securing a smarter financial future through tailored advice. With a nationwide team of expert advisers, Lifetime provide Home and business loan, insurance and investment, KiwiSaver solutions from purchasing your first property, to investing in business growth and protecting your assets. Discussions and Advise from the experts.
Free personal financial advise for Permanent Residency of NZ/Citizen looking for Home or business loan, insurance, investments and KiwiSaver advice. Please contact nayan.nayyar@lifetime.co.nz or via phone call or text to 02102720710 for appointments.
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A bid to open a suburban Christchurch bottle store is running into opposition in an area where at le…
Our supplement hero for this month is Magnesium! If you’re not sure what exactly our friend magnesium does for you, it relaxes tight muscles, assists with relief of muscular spasms, cramps, tension, muscle soreness, neck pain, tension headaches, and premenstrual symptoms. Magnesium is an … View moreOur supplement hero for this month is Magnesium! If you’re not sure what exactly our friend magnesium does for you, it relaxes tight muscles, assists with relief of muscular spasms, cramps, tension, muscle soreness, neck pain, tension headaches, and premenstrual symptoms. Magnesium is an important nutrient for the cardiovascular system and regulates calcium absorption. So yes, it does good things to our body!
Changes are coming on Worcester Street, vehicles will be able to turn left off Worcester Street and onto Fitzgerald Avenue, but only cyclists will be able to travel through the Fitzgerald Street intersection.
Read more at Newsline: bit.ly...
Hi!
Have you noticed anyone in your neighbourhood, at work, in your close family and friend circles, who have been unwell? I am on a quest to help improve the wellbeing levels in Christchurch. For that, I created a Christchurch Facebook group called "Health and Wellbeing Christchurch … View moreHi!
Have you noticed anyone in your neighbourhood, at work, in your close family and friend circles, who have been unwell? I am on a quest to help improve the wellbeing levels in Christchurch. For that, I created a Christchurch Facebook group called "Health and Wellbeing Christchurch Group", with the intention to support each other while we support others. A good part of the support we need is creating communities that empower, develop our spirtitual growth, and contribute to others beyond our own selfish needs.
Please join me if you are in that space, working with people who need your help and yet need that extra support for yourself through connecting with similar minded people.
If you have a Facebook page, you are welcome to join us. Please don't forget to introduce yourself to the group!
Friendly regards,
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Dani Rius
Business and mindfulness coach
Trained with Tony Robbins in his Strategic Intervention method
Recycling man house and garage clean out or unwanted items, I'll pick up for free.
Catt Matt 02108439932
We here at Addington.net are very excited to be opening a second weekly IT Kids Programme starting Tuesday, 22 August. Spaces are strictly limited so please contact us quickly to enrol your child. Contact us on 962 7244, email info@addington.net - or come and see us at 389 Barrington Street … View moreWe here at Addington.net are very excited to be opening a second weekly IT Kids Programme starting Tuesday, 22 August. Spaces are strictly limited so please contact us quickly to enrol your child. Contact us on 962 7244, email info@addington.net - or come and see us at 389 Barrington Street (corner of Bewdley Street), Spreydon, Christchurch.
We are moving lots of goodies to sell. Toys household items books clothing ride on tracktor bikes enz this saterday 12th aug
Hi does anyone have a dishwasher for sale. We are looking for one for our theatre group kitchen so we can give our props lady a break.
A pilot project in the city's eastern suburbs to support frontline workers is being hailed by the Ar…
Quality, not quantity. For more years than I care to remember, that has been the basis of most of my…
Landlord Update: A Summary of Proposed Changes to the Residential Tenancies Act 1986
Tenant Liability for Damage
Following the implications of Holler v Osaki [2016] NZCA 130, tenants seemingly cannot be held liable where the residential property they are tenanting suffers loss or damage caused … View moreLandlord Update: A Summary of Proposed Changes to the Residential Tenancies Act 1986
Tenant Liability for Damage
Following the implications of Holler v Osaki [2016] NZCA 130, tenants seemingly cannot be held liable where the residential property they are tenanting suffers loss or damage caused intentionally or carelessly by the tenant or their guests. Practically speaking, most landlords hold comprehensive house insurance, whether to comply with the obligations of their mortgage or simply to lower the risk that comes with their investment. Consequently, a landlord’s loss is generally confined to their insurance excess or any amount not worth claiming under their insurance.
The government has proposed a number of changes to the Residential Tenancies Act 1986 (“Act”). These changes, generally speaking, create three types of responsibility:
1. The General Rule: The general rule is that a tenant has no obligation to meet the cost of making good any destruction of, or damage to, the premises. This also means the tenant does not have to pay damages, indemnify the landlord or carry out any works.
2. Intentional Damage or Crime: A tenant is liable for destruction or damage that is:
a. intentionally done or caused by the tenant;
b. the result of an act or omission by the tenant which is also an imprisonable offence; or
c. an act or omission by the tenant that has resulted in damage or destruction to the property which has also rendered any insurance moneys that would otherwise have been payable, irrecoverable;
3. Damage Caused by a Careless Act or Omission: The tenant’s liability for damage or destruction that is caused by a careless act or omission of the tenant (and is not the sort of damage or destruction contemplated in (2) above) is effectively limited to four weeks’ rent.
For reference, damage or destruction caused by the tenant also includes a person for whose actions the tenant is responsible under section 41 or 66L of the Act.
Another important point for landlords to consider is that as currently drafted the amendments make it an unlawful act for a landlord to request or accept from their tenant a payment or for the landlord to require the tenant to carry out remedial work where doing so would exceed the tenant’s liability under the Act. A landlord also cannot enter into an agreement under which the tenant is obligated to do the same. This means that in future landlords and tenants will be restricted in their ability to reach an agreement in good faith to remedy any damage to the property.
The amendments also seem to limit an insurer’s right of subrogation to pursue a tenant directly for destruction or damage that is the result of a careless act or omission (as contemplated in (3) above).
Methamphetamine
Residential property owners are increasingly finding that methamphetamine contamination is an issue. This trend may worsen following reports in the media that methamphetamine is becoming more prevalent. Most landlords will be aware that recently Standards New Zealand released NZS 8510:2017 Testing and decontamination of methamphetamine-contaminated properties. These standards provide much needed guidance to the industry. This standard is also freely available on the Standards New Zealand website. However, the proposed amendments to the Residential Tenancies Act 1986 make no reference to this standard, instead providing the government with the power to prescribe regulations that set what is acceptable contamination and what is not. Property experts agree that contamination is unacceptable but what is acceptable contamination is the most contentious part of the debate and as such should be decided as a part of the legislative process. It is possible that lawmakers will adopt the accepted levels of contamination contemplated in NZS 8510:2017 or that the suggested levels in NZS 8510:2017 are prescribed in the regulations to come.
The changes to the Act as drafted would enable landlords to test for methamphetamine after giving 48 hours’ notice to their tenants, as the current right of inspection at 48 hours’ notice would not permit methamphetamine testing to occur. Should contamination be established, a landlord may give seven days' notice to terminate the tenancy and a tenant is only required to give two days' notice to terminate the tenancy. However, a landlord should still be testing at the beginning of a tenancy to establish a baseline so a tenant’s blameworthiness can be established. Proposed changes to the Act also make it unlawful for a landlord to commence a tenancy at a property knowing that it is contaminated. However, until the Act is passed and regulations are prescribed, what amounts to contamination under the Act is unclear.
As a general rule, we recommend that a purchaser should be conducting a meth test prior to purchasing a property. As an added precaution, a condition should be included in any purchase contract (in addition to a building report clause) making it clear that meth testing is required as part of the due diligence process. This makes it clear at the outset of the purchase process that a purchaser intends to conduct a meth test at the property and avoids any potential issues with cancelling the purchase contract should the results of the meth test not be satisfactory.
Hi neighbours, just letting you know we are now open all weekend! We've got a whole range of new stock in, pop in at 4 Curletts Rd or check out our website www.christchurchauctions.co.nz...
For all your shopping, online or in store. Click & collect today!
Yet again our winter power bills are starting to bite as we try and find the balance between keeping warm and comfortable and not spending the summer holiday fund ahead of time. So we've put together this handy guide on How To Save 21% On Your Power Bill. Click on the link below to download … View moreYet again our winter power bills are starting to bite as we try and find the balance between keeping warm and comfortable and not spending the summer holiday fund ahead of time. So we've put together this handy guide on How To Save 21% On Your Power Bill. Click on the link below to download your free copy today.
Millers size XL
Blue and black maxi dress , has hole where stitching underarm has come undone as shown in pic $15
City chic size XL
Aztec dress zipper detail in excellent condition $40ono
… View moreMillers size XL
Blue and black maxi dress , has hole where stitching underarm has come undone as shown in pic $15
City chic size XL
Aztec dress zipper detail in excellent condition $40ono
Black pencil skirt in great condition except for missing lil loop above zip $20ono
Black and blue strip pencil skirt in great condition except for missing lil loop above zip $20ono
Boohoo size 24
Black and white deep plunged v neck jumpsuit great condition but a few stitches at end of V is loose $30ono
Black long sleeve tight short dress with zipper front $25ono
Maroon deep plunged V neck , good condition does have 1 like water type spot hardly noticeable $20ono
Pick up is in Hoon Hay
Listed elsewhere open to offers on all items
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