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Stressed about the pre-Christmas shopping rush? Here are 7 top tips to make gift buying a breeze, plus your rights when things don't go to plan.
1. Watch out for sale prices
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Are you tempted by a “sale” price that looks too good to miss? Check you’re getting a … View moreStressed about the pre-Christmas shopping rush? Here are 7 top tips to make gift buying a breeze, plus your rights when things don't go to plan.
1. Watch out for sale prices
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Are you tempted by a “sale” price that looks too good to miss? Check you’re getting a genuine bargain before handing over your cash. Do a quick online comparison of prices on other retailers’ websites to see whether it’s the best price on offer. Sales are so common at some retailers that discounts aren’t always what they’re cracked up to be.
2. Get an exchange card
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Not sure your gift will get a glowing reception? To avoid it gathering dust in someone’s wardrobe or being “re-gifted”, ask the store for an exchange card so the recipient can swap the unloved item for something else. Not all stores offer exchange cards, but they may still be willing to do an exchange.
3. Avoid gift cards
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Gift cards are the go-to option if you’re short on time or ideas. But before you buy, check whether the card has an expiry date. Cards with short expiry dates mean they could become worthless before they can be redeemed. You could always consider giving cash instead – it doesn’t come with any expiry date. Check out our campaign to end unfair gift card expiry dates.
4. Avoid extended warranties
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If you’re offered an extended warranty with your purchase, don’t waste your money. You’ll probably be paying for protection you already have under the Consumer Guarantees Act (CGA). The CGA requires goods to be of acceptable quality. The retailer must put things right when a product doesn’t measure up.
5. Ignore pressure tactics
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“Hurry, last items in this size.” “Limited stock.” “Ten other people are looking at this.” Treat these claims with the scepticism they deserve. They’re pressure tactics that tempt you to head to the checkout without delay. Don’t let them sway you into making a purchase you could end up regretting.
6. Watch out for credit traps
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Is your shopping budget running thin? Many retailers will be more than happy to offer you credit with an interest-free period. But think carefully before signing up – these offers may be interest-free but rarely fee-free. You’ll usually have to pay a fee to set up the deal, and you can also be stung with default fees if you miss payments.
Missed payment fees can also apply if you sign up with services such as Afterpay and Laybuy. With these payment options, you get your goods immediately and pay off the price in instalments. But they’re not currently covered by credit or layby laws, and you don’t have the same right to cancel if you change your mind.
7. Remember that mistakes happen
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Check your bank statements and receipts to make sure you haven’t been overcharged. If you spot an error, immediately contact the retailer and ask it to fix the problem.
What the law says
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The Consumer Guarantees Act (CGA) applies to all traders that advertise or sell to Kiwi consumers, even if the company is based abroad. The CGA covers all items bought from a trader for personal use. It doesn’t matter if you purchased the product or received it as a gift.
The CGA requires that goods:
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are of acceptable quality
are fit for purpose
match the advertised descriptions
will be priced reasonably (if no price or pricing systems have been agreed upfront)
will be delivered on time or within a reasonable time if the supplier arranges delivery
will be owned by the customer once purchased.
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www.consumer.org.nz...
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SK Financial Group is keen to assist business customers looking at fulfilling home ownership goals or building their property portfolio!
You don’t need to be trading for 24 months to qualify, there are various options available, let us do the hard work for you while you focus on building your… View moreSK Financial Group is keen to assist business customers looking at fulfilling home ownership goals or building their property portfolio!
You don’t need to be trading for 24 months to qualify, there are various options available, let us do the hard work for you while you focus on building your business!
If you are seeking for pre-approval, we will go through all the relevant steps to get you closer to your financial dream!
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I have a sunny double bedroom fully Furnished, suitable for anon-smoker, working female please leave your number if you are interested. I will PM you
I have a sunny double bedroom fully Furnished, suitable for anon-smoker, working female please leave your number if you are interested. I will PM you
See inside our new Snell apartments at Murray Halberg Village in Lynfield.
Enjoy a thriving community in this beautiful village, between Hillsborough and Blockhouse Bay.
Take a tour from the comfort of your home or contact Lucy on 627 2727 to arrange a personal tour.
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Please be cautious of people in cars parked outside your streets early hours in the mornings, Prowling ,Alot of letter boxes still been targeted or they are up to No Good.If you see a suspicious car outside ,don't go out to check ,Just Ring the Police 🚓🚨
Switch it up your place with fresh new looks that are high on impact and low on cost with Resene paints.
Get ready to embark on the adventure of a lifetime! You could be the lucky winner of a mesmerising 4-night getaway to the breathtaking Solomon Islands sponsored by the film Migration and thanks to our friends at Solomon Airlines – all exclusively for our subscribers! Terms and conditions apply.
… View moreGet ready to embark on the adventure of a lifetime! You could be the lucky winner of a mesmerising 4-night getaway to the breathtaking Solomon Islands sponsored by the film Migration and thanks to our friends at Solomon Airlines – all exclusively for our subscribers! Terms and conditions apply.
What’s included?
Return flights for a family of 4 from Auckland to Munda, Solomon Islands via Solomon Airlines, a 4-night stay in a family bungalow at Zipolo Habu Resort, the use of kayaks, paddleboards, and snorkelling equipment, and return Munda Airport transfers are all provided by the accommodation.
Don't miss your chance to turn your dreams into reality. Your ticket to paradise is just a click away! Enter now.
The team at Stuff
1X Collapsible storage
5X single storage cubes
2X storage cube with lid
Pick up from Jersey Avenue, Mt Albert
Expandable cutlery tray , plastic cutlery tray and tier shelf
Pick up from Jersey Avenue, Mt Albert
2X Shirts size 18 $15 each -SOLD
2X Skirts size 14 - $15 each
PE Top size M- $15 -SOLD
PE Short size XL -$15
Jersey size XL -$40
Rain Jacket size L - $45
Pick up from Jersey Avenue, Mt Albert
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