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Mortgage rates are falling as markets believe monetary policy tightening will end sooner than originally expected. In other words, interest rate rises got ahead of themselves.
The graph below shows the 3yr swap rate which indicates bank funding costs have fallen 1% since the 16 June peak, (from … View moreMortgage rates are falling as markets believe monetary policy tightening will end sooner than originally expected. In other words, interest rate rises got ahead of themselves.
The graph below shows the 3yr swap rate which indicates bank funding costs have fallen 1% since the 16 June peak, (from 4.6% to 3.6%). If you are wondering what is the gap between swap rates and mortgage rates, it's called margin.
Call/email/message adviceHQ now to refix/refinance/restructure.
Are you suffering from injury and inflammation around your ankles, heel, and elbow?
Our heel and elbow pads are perfect for you! These are specifically beneficial in the prevention of pressure sores and give maximum relief from aches and pains . 😁❤
TRY THEM NOW >> … View moreAre you suffering from injury and inflammation around your ankles, heel, and elbow?
Our heel and elbow pads are perfect for you! These are specifically beneficial in the prevention of pressure sores and give maximum relief from aches and pains . 😁❤
TRY THEM NOW >> www.thesheepskinfactory.co.nz...
#heelpad #elbowpad #sheepskin #injurycare #buynzmade #nomorepain
Breaking news! Govt backtracks again on credit crunching CCCFA legislation:
• Narrowing the expenses considered by lenders to more explicitly exclude discretionary expenses;
• Reducing 'double counting' of expenses associated with revolving credit contracts such as credit cards and … View moreBreaking news! Govt backtracks again on credit crunching CCCFA legislation:
• Narrowing the expenses considered by lenders to more explicitly exclude discretionary expenses;
• Reducing 'double counting' of expenses associated with revolving credit contracts such as credit cards and buy-now pay later schemes, and;
• Helping make debt refinancing or debt consolidation more accessible if appropriate for borrowers.
The proposed changes are in addition to the 7 July CCCFA backtrack.
#adviceHQ #MBIE #beehive #mortgages
A huge thanks to the wonderful cast of 'Badjelly the Witch' 🧙♀️, for putting on such a wonderful show. These incredible performers brought almost forty wild and wacky characters to life in one of our most popular shows 😎, and performed to over 7,000 people across Tāmaki … View moreA huge thanks to the wonderful cast of 'Badjelly the Witch' 🧙♀️, for putting on such a wonderful show. These incredible performers brought almost forty wild and wacky characters to life in one of our most popular shows 😎, and performed to over 7,000 people across Tāmaki Makarau 🥰. It's been one mad broom flight of an adventure - thank you very much for sharing your incredible talents with us 🤩. You are amazing!
It’s time to start thinking about what you can do to help out those who need it most this Christmas. 1 in 5 Kiwi children are currently living in households that don’t have enough food. Christmas Box is a food box that caters to a family of 4-6, helping supplement breakfast, lunch and dinner … View moreIt’s time to start thinking about what you can do to help out those who need it most this Christmas. 1 in 5 Kiwi children are currently living in households that don’t have enough food. Christmas Box is a food box that caters to a family of 4-6, helping supplement breakfast, lunch and dinner meals over a week.
For just $40 you’re not only providing food essentials and treats but you’re also giving hope to families in need.
To sponsor a box, go to christmasbox.co.nz.
It doesn't matter how much you fall, the most important thing is how strongly you try to get up and try again. ?
This is a fabulous chance for market savvy buyers looking for an add value opportunity in sought after Birkenhead Point.
Sitting proudly on a 519sm fully fenced Freehold section, this gorgeous 3-bedroom English country cottage is ready to move into straight away.
Originally built in the 1920s and… View moreThis is a fabulous chance for market savvy buyers looking for an add value opportunity in sought after Birkenhead Point.
Sitting proudly on a 519sm fully fenced Freehold section, this gorgeous 3-bedroom English country cottage is ready to move into straight away.
Originally built in the 1920s and revamped over time, she's full of character, however with some additional love and attention, a refresh will help get back her charm.
www.youtube.com...
Hi Dears, I am selling sexy clothes brand news, big sizes.
You can ask me for prices and size.
Glenfield area. Tks
A Hot Bath
Create a bedtime schedule that includes a hot bath or shower. Take it about two hours before lying down. Add a couple drops of essential oils such as chamomile, rosemary, lavender, or lemon to the water for a more efficient experience. It will soothe your nerves and help you calm down; … View moreA Hot Bath
Create a bedtime schedule that includes a hot bath or shower. Take it about two hours before lying down. Add a couple drops of essential oils such as chamomile, rosemary, lavender, or lemon to the water for a more efficient experience. It will soothe your nerves and help you calm down; it's a simple step to add to your at-home remedies for insomnia.
Tart Cherry Juice
An excellent source of tryptophan, tart cherry juice is a natural sleep aid. The amino acid transforms to serotonin, which in turn converts to melatonin. Serotonin helps regulate your sleep cycles. Melatonin can lower your body temperature and lead to drowsiness. Indulge in a half cup (up to one cup) of tart cherry juice and allow yourself to drift off to sleep.
Chamomile Tea
Tea, in general, is an at-home remedy for several health ailments. Chamomile tea has been related to treating sleeping problems for centuries. A compound known as apigenin in chamomile might be the key to the natural drowsiness.
Celebrate Bake Week together with your local Red Cross and get cook books, baking utensils and kitchen appliances for affordable price.
We are open every day 9am to 5pm, Sunday 10-4pm.
18 Link Drive, Wairau Valley.
Sleepyhead Queen Mattress -On behalf of owner who has bought the latest.
There are years of deep, restful, reviving super sleep left in this heavy, triple layered, expensive beauty. Reply to Cliff.
Could your local dance group use a $5,000 cash injection?
Whether it’s pre-schoolers or seniors, Scottish dancing or salsa, kapa haka or Kathak, breakdance or ballet – if you’re encouraging people of all ages and abilities to keep moving through dance, we have three Love to Dance grants up… View moreCould your local dance group use a $5,000 cash injection?
Whether it’s pre-schoolers or seniors, Scottish dancing or salsa, kapa haka or Kathak, breakdance or ballet – if you’re encouraging people of all ages and abilities to keep moving through dance, we have three Love to Dance grants up for grabs.
Receive one of three $5,000 grants to spend on equipment, transport, costumes or anything you need to support your community’s love of dance.
George Weston Foods (NZ) Ltd is recalling specific batches of various Tip Top brand Supersoft Wholemeal and Oatilicious breads as the products may contain foreign matter (plastic).
This recall affects loaves of bread with the Best Before Date of 26JUL22 in these products:
Tip Top brand … View moreGeorge Weston Foods (NZ) Ltd is recalling specific batches of various Tip Top brand Supersoft Wholemeal and Oatilicious breads as the products may contain foreign matter (plastic).
This recall affects loaves of bread with the Best Before Date of 26JUL22 in these products:
Tip Top brand Supersoft Wholemeal Sandwich (700g)
Tip Top brand Supersoft Wholemeal Toast (700g)
Tip Top brand Oatilicious Sandwich (700g)
Tip Top brand Oatilicious Toast (700g)
Tip Top brand Oatilicious Super Thick (700g)
There have been no reports of associated injury but consumers are being advised not to eat these products. If you have concerns about your health after consuming this bread, seek medical advice.
Customers should return the products to their retailer for a replacement or full refund, and direct any questions to George Weston Foods (NZ) Ltd by phone - 0800 449 660.
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