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This year, The Warehouse and Variety – the Children's Charity, have teamed up to bring the joy of Christmas to families who would otherwise go without. Every child deserves to be happy on Christmas day, but for many New Zealand families, stretching the budget to buy gifts and share a special… View moreThis year, The Warehouse and Variety – the Children's Charity, have teamed up to bring the joy of Christmas to families who would otherwise go without. Every child deserves to be happy on Christmas day, but for many New Zealand families, stretching the budget to buy gifts and share a special family meal is out of reach.
Instore you can purchase a $10 voucher, which will gift a toy from sponsors Hasbro or Mattel to the value of $25, or you can purchase a gift and leave in the donation boxes provided.
Head in-store to share the Christmas joy.
Here are the essential steps before you buy the cargo insurance to reduce complications.
YOU WILL LEARN:
- How to save money on cargo insurance
- The costs to insure your goods in New Zealand
- Three common mistakes that you need to avoid
- And other practical tips you can implement today!
Today … View moreHere are the essential steps before you buy the cargo insurance to reduce complications.
YOU WILL LEARN:
- How to save money on cargo insurance
- The costs to insure your goods in New Zealand
- Three common mistakes that you need to avoid
- And other practical tips you can implement today!
Today we are going to talk about New Zealand cargo insurance costs and three little-known issues you must avoid.
The important thing to remember is that these are the estimates only. We are going to talk mainly about new goods because if you import or export used personal effects, vehicles or any perishable goods the estimates and prices will be much different.
#1. The Cost of New Zealand Cargo Insurance
Another significant fact to keep in mind is that the more goods you send, the cheaper your rate is. In this case, we are going to talk about a company that imports about every three months.
If you import new commercial goods, you should allow at least 1% of the insured amount.
For example, if you import a shipment valued at about NZD 20,000 your insurance premium is going to be NZD 200 and so on. However, if you import less than NZD 20,000 worth of goods your insurance premium is still going to be NZD 200 because insurance companies have got minimum fees to cover their costs.
If you become a regular importer and start to import every month instead of paying NZD 200 every month and NZD 2,400 over a year you may be able to negotiate a cheaper rate and save many thousands NZD in the long term.
I have just explained you briefly how much does it cost to buy New Zealand cargo insurance. It is going to be roughly 1% of the insured amount. And the best industry practice is to use the cost of the goods, add all your shipping fees and another 10%.
For example, if the cost of the goods is NZD 25,000 and your shipping fee is NZD 5,000 that is NZD 30,000 in total. Then add another 10% on top that is other NZD 3,000 and your insured amount should be NZD 33,000.
I should say 1% of that is NZD 330. Therefore, your insurance premium is going to be NZD 330 to insure NZD 33,000 worth of goods.
Mistake #1: You Get Insurance from an Overseas Company or the Supplier
The first mistake that a lot of importers do is that they get insurance from the overseas company or they get the insurance from the supplier.
This is not ideal even though your supplier is trying to help you and they give you at least something, and you have a choice to buy it or not.
But this is not the best insurance company that you can get. For example, if there is an insurance claim or something happens you have to get your money back as soon as possible.
Imagine how it is going to play out for you. In many ways, this insurance company is based overseas and you have to call them after hours. It is very inconvenient for you.
Another thing that can be is a language barrier. For instance, if they buy somewhere in Asia and it may not be the easiest way for you to communicate.
Having an insurance company based overseas also gives you less control because a lot of insurance companies are governed by the New Zealand law.
You have better protection when you use the insurance company based in New Zealand. In many cases, if you cannot come to an agreement with the insurance company you are able to visit their office having a personal meeting.
If you do not understand something they can meet you and explain.
Especially remember if you import something very available, if you have got a full container and the cost of the goods can be NZD 30,000 or NZD 100,000 or have purchased an insurance from a reputable company somewhere in Europe you still can have some struggles with getting full details, fast replies or having a chat with a real human.
However, in my experience, if you do it in New Zealand, it is going to be more efficient for you.
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Do you know which outdoor spaces in Auckland are becoming smokefree?
Georgia, from Stuff, explains the Auckland Council's announcement. Read more and share your thoughts on the ban here.
Start your Christmas shopping at over 40 stalls. Settlers’ famous annual Market Day is back, and it’s all in support of Hospice! Browse over 40 fabulous stalls, all under cover, offering fashion, jewellery, beauty products and much more, with a cup of delicious, free barista coffee and a gelato… View moreStart your Christmas shopping at over 40 stalls. Settlers’ famous annual Market Day is back, and it’s all in support of Hospice! Browse over 40 fabulous stalls, all under cover, offering fashion, jewellery, beauty products and much more, with a cup of delicious, free barista coffee and a gelato in hand!
Why not be brave and let the Ulysses Motorcycle Club take you for a spin on a Harley. It’s all happening and all are welcome - see you there!
Hi neighbours - Northpoint Medical Centre and Library Lane Pharmacy is your local friendly community practice located in the heart of Albany Village.
Welcoming new patients and families, walk ins welcome and minimal waiting time!
Open 6 days 8am till 8pm Weekdays and till 1pm Saturdays - 40, … View moreHi neighbours - Northpoint Medical Centre and Library Lane Pharmacy is your local friendly community practice located in the heart of Albany Village.
Welcoming new patients and families, walk ins welcome and minimal waiting time!
Open 6 days 8am till 8pm Weekdays and till 1pm Saturdays - 40, Library Lane, Albany.
Come in or call us today!
Medical Centre - 09 320 4759
Pharmacy - 09 415 1530
Visit our websites www.northpointmedical.co.nz and www.librarylanepharmacy.co.nz
Hi neighbours. Halloween is almost upon us and it's getting bigger every year. How is it in your neighbourhood? Do you enjoy it - why or why not? In some parts of town, where it has become huge, residents are requesting lolly donations to help them cope. Is it right to ask for donations? Is … View moreHi neighbours. Halloween is almost upon us and it's getting bigger every year. How is it in your neighbourhood? Do you enjoy it - why or why not? In some parts of town, where it has become huge, residents are requesting lolly donations to help them cope. Is it right to ask for donations? Is Halloween becoming too stressful? Do you live in a Halloween-crazed area but prefer to stay out of it?
Let us know in the comments or email caroline.williams@stuff.co.nz with your stories.
[Please type 'NFP' if your comment is not for print.]
Pre-Christmas AnteNatalAqua Classes. Three week course at Owen Glen Pool, AUT Millenium.
Wednesday evenings 1830-1930 21, 28 Nov, 5 December.
$60 for the course, or $25 per class.
De-stress pre Christmas and have fun exercising with like-minded Mothers.
Call/txt Carmel 021 2727 566
Hi neighbours Did you spot this massive jellyfish at Takapuna beach, or have you seen any like it washed up on local beaches? cheers Jodi
Our last Homeviews Workshop for New Buyers is at the Devonport Library TONIGHT. Grab a ticket here and learn how to successfully FIND, FUND and RENOVATE a home. Speakers: Alistair Helm, our high tech search guru, Paul Thomson, renovator extraordinaire and Susan Templeton your financial adviser will… View moreOur last Homeviews Workshop for New Buyers is at the Devonport Library TONIGHT. Grab a ticket here and learn how to successfully FIND, FUND and RENOVATE a home. Speakers: Alistair Helm, our high tech search guru, Paul Thomson, renovator extraordinaire and Susan Templeton your financial adviser will bust myths and take your toughest questions. Register here by 5pm - FREE fun and fabulous! www.eventbrite.co.nz...
Hello again! Sam and Cissy here, your Neighbours Day Aotearoa coordinators. It's been an amazing couple of weeks, as we gear up for our Neighbours of New Zealand Road Trip. Thank you so much to everyone who dropped us a line, sent a message, or commented on facebook - we so appreciate it! We … View moreHello again! Sam and Cissy here, your Neighbours Day Aotearoa coordinators. It's been an amazing couple of weeks, as we gear up for our Neighbours of New Zealand Road Trip. Thank you so much to everyone who dropped us a line, sent a message, or commented on facebook - we so appreciate it! We were absolutely inundated with offers - and we're SO SORRY if we've missed anyone, or haven't gotten back to you - please get in touch again - email me - sam@neighboursday.org.nz.
Road Trip Itinerary - neighboursday.org.nz...
We're hitting the road in the lead up to our 10th celebration of Neighbours Day Aotearoa. As we drive across the country we’ll be running workshops and reaching out to meet people who are working to create great neighbourhoods across New Zealand. These interactive workshops are for anyone planning a Neighbours Day Event, or supporting other people.
Come along, share ideas, and get the support you need to put on a great Neighbours Day Aotearoa event!
Check out our Road Trip page for a list of our confirmed destinations and scheduled workshops, be sure to check back soon as we confirm further workshops. Also! Don't forget to follow us on Facebook to follow our facebook live updates as we hit the road!
Start your engines! www.youtube.com...
The Shore Singers’ Choir which holds its 43rd Annual Concert at 2pm on 18 November at St George’s Church in Takapuna has a tradition of inviting top guest artistes to perform at its concerts.
Featuring this year is Callum Hall, one of the very talented members of the North Shore’s musical … View moreThe Shore Singers’ Choir which holds its 43rd Annual Concert at 2pm on 18 November at St George’s Church in Takapuna has a tradition of inviting top guest artistes to perform at its concerts.
Featuring this year is Callum Hall, one of the very talented members of the North Shore’s musical Hall family. Callum who is currently playing with the Auckland Philharmonia Orchestra will be accompanied by another excellent cellist, Jesbery Hartono who has recently completed her internship with the APO and is now a casual member of the orchestra.
Also on the programme is flute player, Leah Munroe who has performed with many orchestras and engages regularly as a session musician and exam accompanist.
The mixed choir under its long-serving conductor, Beth Donnell, will present Aspects of Life a varied programme ranging from the classical to the modern and touching on themes of love, faith, memories, humour and freedom.
Tickets are $20.00 with children under 16 free. (Afternoon Tea follows)
Phone Brenda Heywood 418 1915 or Jae 021 476 900
In July, Auckland and Waitematā DHBs announced cuts to subsidised funding at White Cross Glenfield in a bid to minimise inequalities. However, the after-hours prices appear to have increased as a result. Have you been affected by this? How have you been affected? Have these increased prices forced… View moreIn July, Auckland and Waitematā DHBs announced cuts to subsidised funding at White Cross Glenfield in a bid to minimise inequalities. However, the after-hours prices appear to have increased as a result. Have you been affected by this? How have you been affected? Have these increased prices forced you to A&E where care is free? What have you had to sacrifice to afford after-hours medical care? Email your stories to caroline.williams@stuff.co.nz or comment down below. [Please type NFP if you don't wish to be quoted.]
Hi neighbours,
Is it time to ban the private sale of fireworks in favour of public displays only? Or is Guy Fawkes just a bit of flammable fun?
Would you like to see tighter restrictions on fireworks or are you a sparkler fiend who sees no problem with celebrating safely at home?
We want to know… View moreHi neighbours,
Is it time to ban the private sale of fireworks in favour of public displays only? Or is Guy Fawkes just a bit of flammable fun?
Would you like to see tighter restrictions on fireworks or are you a sparkler fiend who sees no problem with celebrating safely at home?
We want to know your opinion on the debate. To share your views in Stuff Nation, click here.
Attractive, low maintenance 3 bedroom home that gives the feeling of being in a world of its own located in Glen Eden
Freshly painted throughout in modern tones, modernised bathroom and kitchen with new appliances, wool carpet, heat pump and fibre installed.
For more information and checkout the… View moreAttractive, low maintenance 3 bedroom home that gives the feeling of being in a world of its own located in Glen Eden
Freshly painted throughout in modern tones, modernised bathroom and kitchen with new appliances, wool carpet, heat pump and fibre installed.
For more information and checkout the Trademe listing number 1824034576
Link:
www.trademe.co.nz...
OPEN HOME TIMES:-
1/105 Glendale Rd, Glen Eden, Waitakere City, Auckland
Saturday 10th November:
- 10.30am - 11.30am
- 1.30pm - 2.30pm
Sun 11th November:
- 11.30am - 12.30pm
- 2.00pm - 3.00pm
More open home times will be added if needed.
SECURE YOUR NEW HOME
- For more information please call Kirsty today ph 027 222 6230
- NO real estate agents please.
Lance Lochner is helping Aucklanders get from A to B safely as leader of Auckland Transport’s Operation Centre’s (ATOC) public transport surveillance team.
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