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Markets have spoken! The 2yr swap rate (bank wholesale funding rate) has dropped to Sep 2022 levels (4.19%), down 1.6% from the peak on 4 Oct 2023 (5.79%).
The latest inflation and unemployment statistics have left the door wide open for OCR cut/s. The only unknown variable is the RBNZ itself, … View moreMarkets have spoken! The 2yr swap rate (bank wholesale funding rate) has dropped to Sep 2022 levels (4.19%), down 1.6% from the peak on 4 Oct 2023 (5.79%).
The latest inflation and unemployment statistics have left the door wide open for OCR cut/s. The only unknown variable is the RBNZ itself, the organization tasked with "protecting and promoting the stability of New Zealand’s financial system."
At adviceHQ, we assist clients in both increasing and decreasing rate environments. Contact us for independent financial advice on your mortgage refix, restructure, or refinance.
#advicehq #RBNZ #ocr #financialadvice #mortgages #interestrates
It might not be making quite so many headlines these days, but unfortunately, Covid is still here. If you’re 65 or over, taking care of yourself is just as important as ever.
The good news is, the Covid vaccine can help protect you from serious illness. It’s free, and recommended for you and… View moreIt might not be making quite so many headlines these days, but unfortunately, Covid is still here. If you’re 65 or over, taking care of yourself is just as important as ever.
The good news is, the Covid vaccine can help protect you from serious illness. It’s free, and recommended for you and many others as long as you haven’t had the vaccine, or Covid, in the last 6 months.
To book your vaccination, go to BookMyVaccine.nz or talk to your healthcare provider.
For only $15 a ticket, you could win this brand-new, fully furnished Jennian home located in the picturesque Cooks Beach, Coromandel.
Valued at over $1.2 million, this home features three bedrooms, two bathrooms, and an open-plan kitchen, living, and dining area. It is waiting to be loved by its… View moreFor only $15 a ticket, you could win this brand-new, fully furnished Jennian home located in the picturesque Cooks Beach, Coromandel.
Valued at over $1.2 million, this home features three bedrooms, two bathrooms, and an open-plan kitchen, living, and dining area. It is waiting to be loved by its new owner.
Make this property your permanent residence, a holiday home, a rental, or simply sell it!
Get your tickets today at heartlottery.org.nz
Tell us what groups you'd like to see in your area...(walking groups, coffee meet-ups, swing dancing, a family tree group - anything at all!)
Or if you are already in a great group, share it here for others to get involved.
We hope you can make our glam winter concert at St. George's Church/Takapuna! Stay for afternoon tea. Tickets online or at the door events.humanitix.com...
My wife and I have recently sold our long time family home and relocated. To streamline the process we engaged the services of Philip Mairs to engage with the banks on our behalf.
From the first meeting Philip has been upfront, honest and extremely professional, facilitating a seamless … View moreMy wife and I have recently sold our long time family home and relocated. To streamline the process we engaged the services of Philip Mairs to engage with the banks on our behalf.
From the first meeting Philip has been upfront, honest and extremely professional, facilitating a seamless transition and liaising with both the bank and my lawyer who spoke highly of his interactions with her.
I would not hesitate to recommend Philip to anyone requiring assistance from a mortgage broker.
Hi neighbours! Here are some product recalls from the past 2 weeks. Click on the title of these to bring up specific details of the recall.
Food:
Harvest Snaps brand Baked Pea Crisps
Raymons Mince Pies and Sausage Rolls
Kings Finest Small Batch Liqueur brand Advocaat
… View moreHi neighbours! Here are some product recalls from the past 2 weeks. Click on the title of these to bring up specific details of the recall.
Food:
Harvest Snaps brand Baked Pea Crisps
Raymons Mince Pies and Sausage Rolls
Kings Finest Small Batch Liqueur brand Advocaat
King brand Traditional Soup Mix Gluten Free Vegetable
Pavillion brand Beef and Gravy Pies
Henderson Dairy brand Farm Fresh Raw Milk (unpasteurised)
Products:
Serene S2068 Bathroom Heater.
Rylee and Cru Pyjama set
Avanti Bikes
Kale Airmove Fan
Ensure you check your household items to ensure you aren't consuming or using anything harmful.
Purchase an occupation right to an independent apartment or townhouse at a participating Ryman Village before 30 September 2024 and you won’t pay your fixed base weekly fee until 2026*.
That’s great financial certainty — you won't pay rates, water rates, building insurance, … View morePurchase an occupation right to an independent apartment or townhouse at a participating Ryman Village before 30 September 2024 and you won’t pay your fixed base weekly fee until 2026*.
That’s great financial certainty — you won't pay rates, water rates, building insurance, maintenance fees and more.
Click to read more about this limited time offer.
*Participating villages only, Ts & Cs and exclusions apply
Look at these lovely faces around New Zealand who have introduced themselves on our Know Thy Neighbour page. We all love learning about the people around us and we want you to join in too!
So share a photo and a little bit about yourself so your neighbours can (virtually) meet you!
Is your garden producing more fruit and veg than you know what to do with? Or are you simply wanting to add more to your cooking? NZ Gardener has teamed up with Upstart Press this August with a great subscription offer to help you out!
Subscribe to NZ Gardener for 1 or 2 years and you’ll … View moreIs your garden producing more fruit and veg than you know what to do with? Or are you simply wanting to add more to your cooking? NZ Gardener has teamed up with Upstart Press this August with a great subscription offer to help you out!
Subscribe to NZ Gardener for 1 or 2 years and you’ll receive the Abundance plant-based recipe book by Anna Valentine. Abundance offers over 100 recipes that are filling, healthy and packed with flavour, plus enjoy your monthly dose of NZ Gardener magazine - the perfect combo. T&Cs apply.
The team at NZ Gardener
Thanks for hosting "What Could Make Life on the Peninsula Better?" so warmly on Sunday, Devonport Library! It was a fun session with lots of good conversations about our community. Join the kōrero, share your ideas in this 2-3 minute online survey: www.surveymonkey.com...
August 7 is Aged Care Employee Day. Today, we take the opportunity to honour our compassionate and dedicated carers. Introducing Helen Danielsen, who has worked in the Special Care Unit at Ernest Rutherford Village for 15 years.
When Senior Caregiver Helen Danielsen first joined the Ernest … View moreAugust 7 is Aged Care Employee Day. Today, we take the opportunity to honour our compassionate and dedicated carers. Introducing Helen Danielsen, who has worked in the Special Care Unit at Ernest Rutherford Village for 15 years.
When Senior Caregiver Helen Danielsen first joined the Ernest Rutherford Special Care team, it was working the night shift as it was the perfect job to manage while she raised her children as a single mum.
Click read more for the full story.
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