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It's been a challenging couple of weeks for one of my clients as we moved through the process of buying their first home! This knowledge is good for everyone so thought I would share.
Lesson 1.
1) If you are wanting to purchase a repaired home that was previously an "as is where is … View moreIt's been a challenging couple of weeks for one of my clients as we moved through the process of buying their first home! This knowledge is good for everyone so thought I would share.
Lesson 1.
1) If you are wanting to purchase a repaired home that was previously an "as is where is property" - the first thing you need to make sure you can get insurance. Insurers have really tightened up in this area and getting insurance for homes like this, has become quite difficult. This is because there has been quite a bit of bad publicity around poorly repaired homes and also insurers are wanting to limit the risks they take on! (Given they are in the business of risk - this seems a bit over the top to me)……but, this is the reality.
If the vendor of the property does not have all the paperwork from EQC and the Scope of repair, plus an Engineers report signed off by a Chartered Professional Engineer (CPEng) you will find it difficult to get insurance and without insurance you can't get a mortgage.
Thankfully in the end………All turned out ok for my clients because:
a. They had done their homework
b. There was a full engineers report of the work that had been completed and signed off.
🏡😘😍I love happy endings!!
Lesson 2.
2) Always, always, always!! Have your contents cover with the same insurance company that your house dwelling is insured with!
Remember it is your contents cover that provides you with the "alternative accommodation cover" in the event of a disaster. Seems weird I know!! But it does. So imagine trying to deal with two insurance companies if you had a disaster!! Some people in Canterbury know this only too well, as this situation arose in the EQ's!
Happy to talk if you need to. PS: I don't do Home and Contents insurance but I have great contacts and now even more after this week!! 😂😂😂
Hi neighbours,
Did you hear a "sonic boom" and see an object flying across the Canterbury sky? Many residents witnessed a suspected meteor this week.
The burning rock was at least the size of a fist – much larger than what astronomers usually see above New Zealand. Usually the … View moreHi neighbours,
Did you hear a "sonic boom" and see an object flying across the Canterbury sky? Many residents witnessed a suspected meteor this week.
The burning rock was at least the size of a fist – much larger than what astronomers usually see above New Zealand. Usually the objects are about the size of a grain of sand.
The arrival of a meteor can be impressive, with even something pebble-sized lighting up in the sky, Canterbury Astronomical Society president Euan Mason says.
So what did you think of the meteor? Where were you when you saw it? And do you see them often from your place? Let us know in the replies!
(Please add "NFP/not for print" if you do not want your images/comments used on Stuff)
We're celebrating our launch on Neighbourly! Join Manchester Unity during September, October or November 2018 and take out a funeral benefit or join one of our medical schemes and be in the draw to spend a week in one of our holiday homes for free!*
Request a new member pack and start … View moreWe're celebrating our launch on Neighbourly! Join Manchester Unity during September, October or November 2018 and take out a funeral benefit or join one of our medical schemes and be in the draw to spend a week in one of our holiday homes for free!*
Request a new member pack and start enjoying all the benefits of being a member of one of the oldest organisations in New Zealand.
- Enjoy kiwi holiday homes
- Meet like-minded people
- Save money
- Protect your family’s health
- Receive kids’ scholarships
- Enjoy togetherness
Use our national network of branches. We have 26 branches nationwide that we call Lodges. The Lodge is where we meet to organise projects that help local members, discuss the local and national business of Manchester Unity, learn meeting skills and get together with friends.
* dates subject to availability
Hi our cat hasnt come home today just wondering if anyone has seen him very friendly has a name tag on motchie elizabeth street hospital end
This month we're giving away a car. Not just any car, but a brand new Suzuki Vitara worth $30,690 to one lucky member. To make sure you're in the draw just click the button below - it's that easy. Good luck! Winner
T&Cs apply.
A new playground, basketball half court and disc golf course are among the proposed plans for the multi-stage upgrade.
Hi, I require a colt or gelding to keep my yearling colt company. I am happy to provide free grazing in return. Phone Don 0274373862
The Christchurch City Council wants all staff, including those in council-controlled companies, to be paid the living wage within three years. The living wage is currently $20.55 per hour. Is this a good plan?
It's time to refresh your riding skills now for the busy and fun months to come.
Book yourself on one of the many Ride Forever courses in your region, with classes adapted to your riding level.
Join others, like Cassandra, who gained extra skills to be more confident on our roads thanks… View moreIt's time to refresh your riding skills now for the busy and fun months to come.
Book yourself on one of the many Ride Forever courses in your region, with classes adapted to your riding level.
Join others, like Cassandra, who gained extra skills to be more confident on our roads thanks to Ride Forever coaching. As riders, it’s important we take the time to ensure we have the right skills to avoid crashes, so sign-up for Ride Forever coaching today - it may just save your life.
What do you call six women stranded on a mountain in the rain: ridiculous! Or you could call them social climbers … but just not to their faces! Once at the hut, not only do they unload their packs full of food, wine, and a souvenir rock; their hang-ups get unloaded as well.
Torrential rain … View moreWhat do you call six women stranded on a mountain in the rain: ridiculous! Or you could call them social climbers … but just not to their faces! Once at the hut, not only do they unload their packs full of food, wine, and a souvenir rock; their hang-ups get unloaded as well.
Torrential rain and a flooded bridge keep them stranded for three days. What they get up to, to help pass the time, raises a few eyebrows and will have you laughing, tearing up and applauding enthusiastically as they bare all.
Of course, it’s not just souls that are exposed, there’s a little nudity, a cracking thunderstorm, explosions, screaming bloody murder, ghostly stories, a birthday celebration, a séance, a drunken party, confessions, meltdowns and revelations that will keep you and your friends entertained throughout.
Perfectly timed for your own social group’s ascent into summer, don’t miss this hilarious play when it comes to a town near you in November.
Buy tickets for Ashburton.
Buy tickets for Christchurch.
Have you received some great service from your local GP? What about a dentist or optometrist? Leave a review for them on the Whitecoat website and be in to win $3,000.
New Zealand’s first platform where you can search, rate, review and compare your local healthcare providers has arrived, and … View moreHave you received some great service from your local GP? What about a dentist or optometrist? Leave a review for them on the Whitecoat website and be in to win $3,000.
New Zealand’s first platform where you can search, rate, review and compare your local healthcare providers has arrived, and it’s called Whitecoat.
Hi neighbours – Loud Shirt Day is coming up in September and it's time to use your power of LOUD for GOOD.
Izabella was born profoundly deaf and in the four years following her diagnosis, her parents' emotions of shock, being scared and overwhelmed have turned to amazement, surprise… View moreHi neighbours – Loud Shirt Day is coming up in September and it's time to use your power of LOUD for GOOD.
Izabella was born profoundly deaf and in the four years following her diagnosis, her parents' emotions of shock, being scared and overwhelmed have turned to amazement, surprise and hope - all thanks to Izabella's progress as a hearing and speaking child.
Izabella loves to sing and dance, she enjoys gymnastics, bike rides and playing with her older brothers. What are her superpowers I hear you ask? She's fierce, adventurous and caring!
Register to fundraise and help deaf children like Izabella listen and speak. You can also donate here on Givealittle. Thanks for your support!
Weather forecast is looking brilliant for this Sunday so what could be nicer than a trip to Mayfield and the final Marvellous Mayfield Market for the winter season. Free entry, handy parking, great selection of quality stalls and refreshments available. Get a group of pals together and make it … View moreWeather forecast is looking brilliant for this Sunday so what could be nicer than a trip to Mayfield and the final Marvellous Mayfield Market for the winter season. Free entry, handy parking, great selection of quality stalls and refreshments available. Get a group of pals together and make it a day!
Variety is the children’s charity, helping to create brighter futures for Kiwi kids.Visit your local The Warehouse store and support this great cause by simply adding a $2 Scratch card or $1 donation to your purchase helping Kiwi kids with a chance at a better life.
The Warehouse, partnering … View moreVariety is the children’s charity, helping to create brighter futures for Kiwi kids.Visit your local The Warehouse store and support this great cause by simply adding a $2 Scratch card or $1 donation to your purchase helping Kiwi kids with a chance at a better life.
The Warehouse, partnering with you for a better community.
Hi Neighbours,
Can you taste a difference between budget and premium milk? There are few things that divide the public as much as the budget versus branded milk debate.
In Stuff's new 'Milking It' investigation, we look at the difference between branded milks, the … View moreHi Neighbours,
Can you taste a difference between budget and premium milk? There are few things that divide the public as much as the budget versus branded milk debate.
In Stuff's new 'Milking It' investigation, we look at the difference between branded milks, the current milk prices in New Zealand, as well as the comeback of glass milk bottles.
So, what are your thoughts on our country's milk? Take part in our poll, and feel free to share your thoughts in the replies!
$14,500,000
Marketed by Chris Murdoch
© Neighbourly 2024
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