Credit Cards and debt consolidation!
Yes!! It has been years since credit cards have moved their interest rates with most being well in excess of 20%!! ANZ has reduced its Visa cash advances interest rate by -2.00% to 20.95%, which takes it down to the same level as its Purchase rate on most cards. No other credit card rates changed.💳
This is why Banks - especially the big 4, make such HUGE profits!! So if you have credit card debt that is not going to be paid off and fully cleared within the next 3 to 6 months, please talk to me.
This is especially important if you are trying to save to buy your First Home. 🏡😘
Some clients I helped recently had a Mortgage, Motor Trade Finance, QCard and CC debt. We were able to consolidate the debts and reduce the monthly payments from $1,034 per month to $490 per month, which is a monthly saving of $544!!!
The even better news is that most of that savings was able to be directed towards their mortgage which will reduce the term of their mortgage by 16 years!! This will save them in excess 💲136,000💰💰💰in interest costs over the term of their loan.
Being mortgage smart makes your financial future secure!
Trish
0274 368 367
trish@trishgreenwood.co.nz
This one was sent in by your fellow neighbour, can you figure it out?
What is first white then red and the plumper it gets the more the old lady likes it?
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Here's Thursday's thinker!
I am lighter than air, but a hundred people cannot lift me. What am I?
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Poll: How do you feel about dogs being allowed indoors in cafes?
For most of us, seeing a friendly doggo while out and about instantly brings a smile to our faces. But how do you feel about cafes welcoming pups inside?
Cast a vote and share your thoughts below.
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26.3% I love it!
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35.4% Only in designated areas
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38.3% No, it should be outdoors only.
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