Budgeting & How do I avoid getting into unmanageable debt?
Budgeting
Where can I go for free budgeting advice?
How do I avoid getting into unmanageable debt?
Where can I go for free budgeting advice?
There are several non-profit organisations that can help you with budgeting advice.
Your local Citizens Advice Bureau can help you find a budgeting service that suits your situation. Some CABs also run regular budgeting clinics.
The Financial Capability Trust website and the Family Services directory also list budgeting services and financial mentors around New Zealand.
You can also get budgeting and debt management information and advice on the Sorted website.
You might be interested in joining a local MoneyMates groups. These are support groups for people wanting to improve their budgeting skills.
How do I avoid getting into unmanageable debt?
It mostly boils down to living within your means – in other words, spending no more than the amount you earn and only borrowing money (e.g. a student loan) if you are confident of your ability to pay it back.
You can do this by putting together a budget which lists your total income and all of your expenses. You can download a budget worksheet for free from The Budgeting Hub website or the Work and Income website, or use the online budgeting tool on the Sorted website.
A budget advisory service (see above) can help you put a budget together and work out ways for you to reduce your spending or increase your income.
The Sorted website also has advice to help you manage your debt.
Poll: Should drivers retake the theory test every 10 years?
Drivers get where they need to go, but sometimes it seems that we are all abiding by different road rules (for example, the varying ways drivers indicate around a roundabout).
Do you think drivers should be required to take a quick driving theory test every 10 years?
Vote in the poll and share any road rules that you've seen bent! 😱
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51% Yes
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47% No
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2% Other - I'll share below
Poll: What does 'Kei te pēhea koe' mean?
Te Wiki o te Reo Māori (Maori Language Week) is upon us and we always love to get involved.
Add your vote to the poll and share a phrase in te Reo Māori below to be in to win a $25 Prezzy card.
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4.3% You are finally here
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86.5% How are you (feeling)?
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1.4% There are two fish
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7.7% Pass the salt, please
Gerda Takes On Te Reo Maori!
This year Te Wiki o te Reo Māori, Māori Language Week, is being held from September 16 to 23. It’s an important week encouraging all of Aotearoa to use te reo Māori in everyday life. Similarly, Mahuru Māori promotes speaking and celebrating te reo throughout the month of September.
Over the last couple of years, Gerda, a resident at Diana Isaac Village in Christchurch, has grown her Māori vocabulary by attending the virtual monthly te reo Māori classes offered to Ryman residents. This group learning environment is run by Anita Gill from Te Puna Reo Māori, a Māori online learning provider.
Click read more for the full story.
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